How do individuals handle social security?

Personal social security processing method is as follows:

1. First, you should prepare the corresponding application materials: a copy of your ID card and a one-inch color photo with a white background;

Take these materials to a nearby bank or a local bank with a social security card. Go to the individual payment window to collect and fill in the "Social Insurance Individual Payment Declaration Form" and the "Entrusted Bank Collection of Social Insurance Premium Contract";

Then paste the photos and give them to the bank staff. They will regularly submit the materials to the Social Security Bureau business card printing center;

4. The social security business card printing center inputs the received materials into the system for data collection;

5, after the completion of the municipal audit, and then completed by the provincial audit. If you don't know the reason for the failure in the system flow, you should pay attention to the information of the next business card printing immediately;

6 city, province, the audit is correct, allowing the bank to receive materials to open an account;

7. After the bank opens an account, the card is issued, that is, the card is being made;

8. After the business card is printed correctly, it is expected that the social security card will be delivered to the corresponding bank after the business card is printed;

9. At that time, the bank will inform you to get the social security card;

10. If you need to apply for a labor security card, you must come in person to apply for it, and provide a copy of your ID card (the original inspection) and a digital photo receipt of the second-generation ID card network photo library recognized by the municipal public security organ.

I. The conditions for individuals to pay social security are as follows:

1, local town account;

2. Those who have not reached the national statutory retirement age, have reached the age of 16, and men have not reached the age of 60 and women have not reached the age of 55. When they reach the statutory retirement, the accumulated payment period must be 15 years before they can enjoy the monthly pension;

3, did not participate in the basic old-age insurance for urban enterprises;

4. Handling place, local community street social security service point or district/county social security bureau;

5. Urban and rural residents who are healthy and able to work or work normally.

Two. The materials required to participate in social security are as follows:

1, fill in the form "Application Form for Change of Social Insurance Registration";

2. The account books of the parties;

3. The identity card of the party concerned;

4. Please provide the financial social security card if it has been processed, and please provide the passbook or debit card issued by the insured himself in the four major state-owned commercial banks of industry, agriculture, China and construction or China Merchants Bank;

5. If a person who moves into this city after reaching the statutory retirement age and fails to receive employee pension insurance benefits or pensions on a monthly basis applies for the first file of basic medical insurance, he shall also provide a valid certificate issued by the social security department where the original household registration is located that fails to receive employee pension insurance benefits or pensions on a monthly basis.

Four, if the calculation of social security contributions need the following steps:

1, it should be known that the average social wage (referring to the average social wage of the city where it was located in the previous year) is published by the Social Security Bureau every year and can be found online.

2. Monthly social wage = last year's social wage/12

3. Pension insurance payment base = monthly social salary * selected gear (40%, 60%, 100%)

4. Pension insurance payment amount = pension insurance payment base *0.2

5. Unemployment insurance payment = pension insurance payment *0.06 6, medical insurance payment base = monthly social salary *0.7 7, medical insurance payment = medical insurance payment base *0.07 8, total social security payment = pension insurance payment+unemployment insurance payment+medical insurance payment. The payment standard in each city is different. The base of individual social security contributions and the proportion of individual social security contributions can be consulted by the local social security bureau. The basic formula of social security payment is: social security payment base * social security payment ratio. To sum up, if local people need to buy social security, they can go directly to the local tax bureau to buy it. Individual affiliated units handle social security in the name of human resources companies. Non-locals can't buy social security directly from the social security bureau, but only through enterprises for local employees.

legal ground

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.

The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.

Seventy-fourth social insurance agencies through business handling, statistics, investigation and other means to obtain the data needed for social insurance work, the relevant units and individuals should provide timely and truthful.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.