Differences between Agricultural Medical Insurance and Social Security in Dongguan City

First, participate in agricultural insurance. The current agricultural insurance includes the basic old-age insurance for farmers (residents) and the basic medical insurance for farmers (residents), so there is no saying that "agricultural insurance only has medical insurance".

Second, the issue of participating in job insurance. According to the current regulations, flexible employees with household registration in Dongguan (including towns and villages) who are older than the legal retirement age (50 women and 60 men) can apply for basic old-age insurance and basic medical insurance for employees at the same time based on their household registration book and the original and photocopy of their ID cards. As for unemployment insurance, you must apply through the unit, and individuals cannot participate.

Three, according to the current regulations, a person can not participate in occupational insurance (including pension, work injury, medical care, maternity, unemployment insurance) and agricultural insurance (including pension and medical insurance) at the same time. That is to say, you can only participate in occupational insurance or agricultural insurance in the same period. Fourth, surrender. According to the current regulations, if it is a household registration in Dongguan, the old-age insurance cannot be surrendered and can only be renewed. Because the social security department of our city only accepts non-urban migrant workers outside Dongguan to apply for surrender, they will be returned to their personal accounts of endowment insurance at one time (the amount is about 60% of the monthly premium). 5. Social insurance for enterprise employees (hereinafter referred to as occupational insurance) and basic insurance for farmers (residents) (hereinafter referred to as agricultural insurance) are managed by Dongguan Social Security Bureau. The difference is: 1, and the scope of application is different: all kinds of enterprises, state organs, institutions, social organizations, individual industrial and commercial households and flexible employees in the administrative area of Dongguan should participate in occupational insurance; Residents or farmers without Dongguan household registration should participate in agricultural insurance. 2. Different insurance premiums: Shilong's current occupational insurance premium is 164 yuan per month (including town-level endowment insurance premium 147.6 yuan, medical insurance premium 16.4 yuan); The endowment insurance premium of agricultural insurance is 27. 18 yuan per month (individual contribution), and the medical insurance premium of Shilong agricultural insurance is 27. 190 yuan per year (individual contribution). 3. Different treatment: At present, individuals with occupational insurance pensions can receive at least 550 yuan and individuals with agricultural insurance pensions can receive at least 200 yuan every month.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.