Does it matter if you stop paying social security for one year?

1 year, the break-off of social security has an impact. Social security refers to endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Among these five insurances, except the endowment insurance, once the payment is stopped, it will be impossible to make up, and it needs to be made up again. However, as long as the pension insurance has been paid for 15 years, you can receive a monthly pension after retirement. The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. The specific impact of social security suspension for one year is as follows:

1, once the social security payment is interrupted, it will have an impact on the long-term results such as the calculation of the insured's payment period and social security benefits, resulting in the inability to reimburse medical insurance;

2. During this period, the parties concerned cannot enjoy the corresponding medical insurance benefits; Once the social security payment is cut off, it will have an impact on the "long-term" results such as the payment period accounting and social security benefits collection of the insured. Will lead to no medical insurance reimbursement. From the second month after the medical insurance stopped, you can't enjoy the relevant subsidies and reimbursement when you go to the hospital.

3. The payment period of the old-age insurance will also be interrupted, and the period for the parties to enjoy the old-age insurance benefits will also be postponed. Endowment insurance is a kind of social security. The so-called endowment insurance must be paid cumulatively for 15 years, that is to say, it does not need to be continuous, and interruption is allowed in the middle. As long as you pay 180 months, you can receive a monthly pension after retirement.

4. Maternity insurance is the overall payment and medical subsidy for female employees. The requirement is that the payment must be made continuously for one year. If you don't pay social security for one year during pregnancy, you can't enjoy maternity insurance!

Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC): Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.