Proportion of reimbursement of medical insurance card and social security card

There are functional differences. The medical insurance card can only be used for medical reimbursement and inquiry. Social security card contains this function, and can also be used to query other types of insurance. Generally speaking, the function of social security card is more comprehensive. In other words, the social security card is not a medical insurance card, which is very different from the medical insurance card.

Social security card is not a medical insurance card, that's for sure. Social security cards are more widely used than medical insurance cards. The medical insurance card can only be used for medical treatment and cannot be reimbursed. The role of social security card is particularly single and can't play much role. It completely covers the role of the medical insurance card and has functions that the medical insurance card does not have. Patients can use it to enjoy old-age care, medical insurance and so on, although it is particularly convenient to use. For example, the reimbursement rate of social security card is not particularly large, although the reimbursement rate is generally around 70%, but the reimbursement rate depends on the specific situation of the patient's medical treatment, such as how many drugs he has taken and how many tests he has done. According to the provisions of these projects, according to different reimbursement ratios, the actual reimbursement amount of social security cards is not particularly large, and patients still need to pay a lot of medical expenses, so it is particularly uneconomical in general.

Generally speaking, social security card is more important than medical insurance card. You can take the social security card to the hospital to pay the bill directly, or you can use the social security card to reimburse the medical expenses. But you need to go to a specific medical insurance institution. Some hospitals can't directly reimburse with social security cards. Generally, the specific reimbursement ratio depends on which items the patient needs to reimburse. Some inspections can be directly reimbursed, and some are not allowed to be reimbursed, depending on the situation.

Social security card generally refers to the social security card of the People's Republic of China.

The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments, and used in various business fields of human resources and social security.

Social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. Ministry of Human Resources and Social Security said that it will take about five years to make social security cards generally have financial functions.

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Apply for job registration and unemployment registration, apply for unemployment insurance, and apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law.

2065438+2005123 October, Jong Li, spokesman of Ministry of Human Resources and Social Security, said that by the end of 2065438+2004, the number of social security card holders in China had reached 7120,000, and the number of social security cards issued in 2065438+2005 would reach 800 million. From 20 15, social security cards will be opened to other public service integration applications, and the function of "one card" will be gradually realized. For example, social security card, medical card and bank card are combined into one to realize the "one card" for medical treatment.

Medical insurance card

Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.