What diseases can chronic medical insurance cover? How to deal with it

1. Handling conditions: The insured participating in supplementary medical insurance includes: 1, suffering from 12 chronic diseases: diabetes, hypertension (stage II and III), chronic hepatitis (except hepatitis A), malignant tumor, coronary heart disease, Parkinson's disease, sequelae of stroke (including cerebral infarction, cerebral hemorrhage and subarachnoid space).

2, the overall fund to pay the maximum amount of more than 40 thousand yuan of medical expenses.

2. Go through the formalities: 1. Acceptance: 2. Audit of expenses: (1) In 800 yuan, the proportion of supplementary medical insurance fund payment is 70%, and the maximum payment limit is 2,500 yuan; Over the age of 70, the conceit exceeds that of 600 yuan, and the proportion of supplementary medical insurance fund payment is 80%, with a maximum payment limit of 3,000 yuan. (2) The maximum payment limit of the overall fund is more than 40,000 yuan, and the supplementary medical insurance fund pays 90%, with the maximum payment limit of 6,543.8+0.6 million yuan. 3. Go to the local social security department to handle the required information and consult the local social security department specifically.

Application materials: original and photocopy of resident ID card, social security card, recent one-inch bareheaded color photos, photocopy of hospitalization medical records related to declared diseases (stamped with special seal for copying hospitalization medical records) and related image materials (such as X-ray photos, CT photos, inspection reports, etc.). ) .4. Waiting for reimbursement payment.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.