Nanchong city's rural insurance pension has not risen for four years, but social security has increased year by year. This is so unreasonable. Pay the same money, but don't get the same treatment.

Employees' social security retirement wages are much higher than those of rural insurance, and they are all paid at the minimum. The retirement benefits of employees are generally 8- 10 times higher than that of rural insurance. However, employees' social security contributions are also much higher than rural insurance. The minimum payment of employee pension and retirement benefits is 15 years. You have only paid for 4 years, and you can't enjoy the retirement benefits of employee medical insurance. Only employee pension refund procedures can be handled (only after retirement age, only the amount of personal account can be refunded). And handle agricultural insurance and pension procedures. If the minimum annual pension is 100 yuan, then you can only get 100 yuan every month after you are 60 years old.

If you want to enjoy the medical insurance benefits for employees, you have to wait at least five years. And I have to pay a lot of social security fees myself. Now cancel the one-time payment procedure. For example, when you are 60 years old, you only have a four-year pension (you can apply for a refund in 1 1 year), so you have to postpone payment and retirement. The monthly payment will be delayed for at least 5 years. At the age of 65, you can pay less 15 before you can apply for the remaining one-time payment, that is, you can pay the fee for another six years. The monthly expenses vary from place to place. 300-400 yuan a month is still necessary, but it is far from enough in big cities and coastal areas with good economy. According to the conservative calculation of 400, you need 400* 12* 1 1 year = 52,800 yuan. In other words, 60-65 years old, no money to take. Only after paying at least 53,000 yuan can you receive a monthly pension of around 1000 at the age of 65.

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