Advantages and disadvantages of children applying for social security card

The disadvantage is that the disposable money is temporarily reduced, but there are many benefits. If a child is ill and hospitalized, he can be reimbursed according to a certain proportion after handling the medical insurance card. The probability of underwriting is very high. The older you get, the more physical problems you have, and childhood diseases will affect your future. Early insurance can avoid increasing costs or refusing insurance. Reduce the burden on children in the future, and when children reach adulthood, they will have lifelong protection after paying premiums. Children's social security card can be used for hospitalization expenses, outpatient insurance, etc. At present, the annual reimbursement amount of outpatient expenses for children's social security cards is in 300 yuan. If the hospitalization expenses incurred in one year are below 6.5438+0.8 million, there is no minimum reimbursement amount for the first-class hospitals, and the reimbursement ratio is 65%. The minimum reimbursement for secondary hospitals is 60% from 300 yuan and 55% for tertiary hospitals.

Legal basis: Article 58 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall apply to the social insurance agency for social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.