Job Recruitment Website - Social security inquiry - How can Fuzhou buy a house without social security?
How can Fuzhou buy a house without social security?
1. If your financial situation is good, just buy a large-sized house in full according to the policy. Of course, you need strong economic strength.
2. Settle in areas outside the urban area of Fuzhou, such as seven counties in Fuzhou, Minhou, Strait Population Market, Gui 'an and other areas.
3. If family members or trusted relatives have Fuzhou social security, they can register for purchase first and then transfer. Of course, this method is risky and generally not recommended.
4. Those who are still studying in Fuzhou universities can transfer to Fuzhou collective account for purchase.
Fuzhou purchase restriction policy
(1) Restricted purchase area: The restricted purchase is only for ordinary houses with a building area of 144_ and below in Fuzhou Gulou, Taijiang, Jin 'an, Cangshan and Mawei. (2) Number of groups to be limited:
1. Two sets of commercial housing with household registration in Wucheng District, Fuzhou are restricted to purchase 144 square meters;
2. A set of commercial housing below 144 square meters for non-registered households in Wucheng District, Fuzhou City.
(3) Down payment ratio:
1. For families who purchase the first set of commercial housing in the five districts of Fuzhou, households registered in the five districts of this city apply for commercial personal housing loans, and the down payment ratio is not less than 30%;
2. Non-registered households in the five districts of Fuzhou apply for commercial personal housing loans, and the down payment ratio is not less than 40%;
3. The households registered in the five districts of Fuzhou already own a house in the five districts of this city, and the down payment ratio of commercial housing loans for purchasing a second house is not less than 50%.
(4) Other provisions:
1. Families who are not registered in the five districts of this city may not obtain the qualification to buy houses in the five districts of this city by paying personal income tax or social insurance.
2. Households registered in the five districts of this city purchase the second set of housing, and non-registered families in the five districts of this city purchase the first set of housing. Those who have obtained the certificate of real estate ownership for less than 2 years shall not be listed and traded, and shall not go through the formalities of notarization of transfer.
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