Qionghai home purchase policy 2022 latest

A, Hainan purchase policy 2022 latest

2022 Hainan local purchase policy is as follows:

1, in line with the conditions of the talent, do not settle, pay 12 months of social security or personal tax, you can buy a house;

2, the talent settles, without social security or personal tax can buy a house;

3, the ordinary settles, pay 24 months of social security or personal tax, you can buy a house;

4, without talent conditions, not settled, Haikou Sanya Qionghai, pay 60 months of social security or personal tax, can buy a house, the rest of the city to pay 24 months;

5, Qiongzhong, Baisha, Baoting, Wuzhishan, can not buy a house.

(1) 2022 Hainan local home purchase process is as follows:

1, buyers and sellers to establish information communication channels, the buyer to understand the overall status of the housing situation and property rights, requiring the seller to provide legal documents, including the certificate of ownership of the house, identity documents and other documents;

2, such as the seller to provide the house is legal and can be listed on the market transactions, the buyer can pay a deposit to purchase a house to sign the House sale contract;

3, buyers and sellers **** with the real estate transaction management department to apply;

4, the deed. Real estate transactions management department according to the status of property rights of the trading house and the object of the purchase, according to the trading department set up in advance the approval of the authority to declare the examination and approval of the transaction of the two parties to deal with the deed formalities;

5, the payment of taxes and fees. The composition of the tax is more complex, depending on the nature of the trading house;

6, for the transfer of property rights transfer formalities. Transaction between the two sides in the real estate transaction management department for the completion of the registration of property rights changes, the transaction materials transferred to the licensing department, the buyer with the receipt of housing ownership notification to the licensing department to apply for a new certificate of title;

7, the buyer of the loan in the seller signed a contract of sale of the house after the sale of the buyer and the seller **** with the lending bank for the loan formalities, the bank to examine the buyer's creditworthiness, the two sides want to trade The house is evaluated to determine the amount of the buyer's loan, and then approved the buyer's loan, to be completed by the two sides of the property rights registration changes within three working days, the bank will be a one-time loan issued;

8, the seller to deliver the house and settle all the property fees, the two sides of the house purchase and sale of all the transactions completed.

Second, 2022 Hainan local home purchase materials needed as follows:

1, full buy a house need documents: married, you need to submit the husband and wife's marriage certificate, ID card, hukou. Single, ID card, hukou, single certificate;

2, loan to buy a house need documents: marriage certificate, hukou, income proof, copy of the unit business license stamped official seal, payroll card flow, ID card, spouse's ID card, spouse's hukou, spouse's marriage certificate.

In short, 2022 Hainan local home purchase policy is as follows: meet the talent conditions, not settled, pay 12 months of social security or personal tax, can buy a home; talent settled, no social security or personal tax can buy a home; ordinary settled, pay 24 months of social security or personal tax, can buy a home; no talent conditions, not settled, Haikou Sanya Qionghai, pay 60 months of social security or personal tax, can buy a home, the rest of the city to pay 24 months. The first time I saw this, I was in the middle of the night, and I was in the middle of the night.

"Hainan Province on the further stabilization of the real estate market notice" implementation of the whole region to limit the purchase:

Wuzhishan, Baoting, Qiongzhong, Baisha four central ecological core area of the city and county construction of housing can only be for the city and county residents of the family sales. Haikou, Sanya, Qionghai has been implemented to limit the purchase of the region, non-provincial resident families to buy housing, must provide at least one member of the family in the province for a total of 60 months and above the proof of payment of personal income tax or social insurance. Outside of the above areas, non-residents of the province to buy housing, must provide at least one member of the family in the province for a total of 24 months and more proof of payment of personal income tax or social insurance.