How to calculate how much I get every month after social security 15?

As we all know, as long as the social security payment reaches 15 and reaches the legal retirement age, you can receive the corresponding pension every month after retirement. Of course, many policyholders are also concerned about their own quotas. How much will you get after 15?

How much do you get every month after social security 15?

Pension = personal account pension+basic pension

Personal account pension = personal account deposit ÷ months (generally, retirement at 50 is 195 months, retirement at 55 is 170 months, and retirement at 60 is 139 months).

Basic pension = average monthly salary of local employees in the previous year *( 1+ my average payment index) ÷2× payment period × 1%

Suppose you pay 15 social security, retire at the age of 60 in 2022, and your personal account balance is 47,736 yuan. In 2022, the average monthly salary of employees in Lao Wang's area is 5525 yuan, and 60% is chosen as the payment base. The pension amount is as follows:

Basic pension: (5525+5525× 0.6) ÷ 2×15% = 663 yuan.

Personal account pension: 47736÷ 139=343.42 yuan.

Total: 663 yuan +343.42 yuan = 65438 yuan +0006.42 yuan.

Endowment insurance follows the principle of paying more and getting more. Under the same payment level, the longer the payment time, the more pensions you receive. Of course, the level of payment in different regions is different, so the pensions received are different. Generally, the pension level in more developed areas will be higher.

Therefore, if the social security has been paid for 15 years, but it has not reached the retirement age, it is recommended to continue to pay, because the medical insurance in the social security also requires cumulative payment, and the minimum payment period is 20 years, or 25 years. If you only pay 15 years, it is impossible to enjoy lifelong medical insurance.

That's all. I hope it helps you.