Is the new rural insurance the same as social security?

Is the new rural insurance the same as social security?

The new rural insurance and social security are not exactly the same. Although they are all important parts of the social insurance system, there are some differences in insurance objects, insurance benefits and payment standards.

I. Subject matter insured

The new rural insurance mainly aims at rural residents, especially the elderly rural residents, and provides them with basic old-age security. Social security is mainly aimed at urban residents, including employees and flexible employees, and provides them with comprehensive social insurance protection.

Second, insurance benefits.

The treatment of new rural insurance is relatively low, mainly basic old-age security, including basic pension and personal account pension. Social security benefits are relatively high, including basic pension, medical care, unemployment, work injury and other protection.

Third, the payment standard

The new rural insurance payment standard is relatively low, with government subsidies, mainly to protect the basic old-age needs of rural residents. The payment standard of social security is relatively high, which needs to be shared by individuals and units, and the protection is relatively comprehensive.

To sum up:

Although the new rural old-age insurance and social security are both important parts of the social insurance system, there are some differences between them in terms of insurance objects, insurance benefits and payment standards. The new rural endowment insurance mainly faces rural residents and provides basic old-age security, and the payment standard is relatively low; Social security is mainly aimed at urban residents, providing comprehensive social insurance protection, and the payment standard is relatively high.

Legal basis:

Article 20 of People's Republic of China (PRC) Social Insurance Law stipulates: "The state establishes and perfects a new rural social endowment insurance system. The new rural social endowment insurance combines individual accounts with basic pensions, and is matched with other social security measures such as family pension, land security and social assistance, and is organized, implemented and managed by people's governments at all levels. "

Article 23 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations." Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance in the employer and other flexible employees can participate in the basic medical insurance, and individuals pay the basic medical insurance premium in accordance with state regulations. "