How to upgrade the second grade of Shenzhen medical insurance to the first grade

It is necessary for the insured to understand the contribution standard and medical treatment of each grade, prepare the necessary application materials, and go to the medical insurance bureau or the relevant social security window to handle the upgrade procedures.

One, understand the medical insurance grade and treatment

Shenzhen medical insurance is divided into several grades, different grades correspond to different contribution standards and medical treatment. The second grade is usually different from the first grade in terms of contribution amount and reimbursement rate. Therefore, before deciding to upgrade your medical insurance, you need to fully understand the contribution standard and medical treatment of each grade in order to make an informed choice.

Second, prepare the necessary materials for upgrading

Upgrading the medical insurance level requires the preparation of some necessary materials, including personal identification, medical insurance card, social security card and other relevant documents. In addition, according to the provisions of the Shenzhen health insurance policy, you may also need to provide unit proof or income proof and other materials. When preparing the materials, participants should ensure their authenticity and completeness so as not to affect the approval of the upgrade application.

Third, the upgrade procedures

Participants can go to the Shenzhen Medical Insurance Bureau or the relevant social security window to submit an application for upgrading the medical insurance level. During the application process, you need to fill out the relevant forms and attach the required materials. The staff will review the application materials and inform the applicant whether he/she meets the upgrade conditions. If eligible, the applicant needs to pay the health insurance premiums according to the new contribution standard and wait for the system to update the information of the health insurance class.

Fourth, notes

In the process of upgrading the medical insurance level, participants need to pay attention to the following points:

1. Ensure the accuracy of personal information, so as to avoid failure of upgrading due to incorrect information;

2. Understand the contribution standard and reimbursement ratio of the new level, and make sure that they are able to bear the corresponding costs;

3. Pay attention to the changes of the medical insurance policy in order to keep track of changes in health insurance policies so that you can adjust your health insurance bracket when needed.

In summary:

Shenzhen medical insurance second grade upgraded to a first grade requires participants to understand the contribution standards and medical treatment of each grade, prepare the necessary application materials, and go to the medical insurance bureau or the relevant social security window to handle the upgrade procedures. During the upgrade process, participants need to pay attention to the accuracy of their personal information, understand the contribution standard and reimbursement rate of the new grade, and keep abreast of the changes in the health insurance policy.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23 stipulates:

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.