What kind of insurance does the basic medical insurance refer to?

1, endowment insurance;

2. Unemployment insurance;

3. Medical insurance;

4. Work injury insurance;

5. Maternity insurance.

The medical insurance conditions are as follows:

1. Residents who have non-agricultural household registration in this city and are not included in the coverage of basic medical insurance for urban workers, men are over 60 years old and women are over 50 years old;

2. Registered students with non-agricultural household registration in this Municipality, enrolled in primary schools, junior high schools, senior high schools, secondary specialized schools, technical schools, secondary vocational and technical schools, special schools, reform schools and various ordinary institutions of higher learning (full-time academic education) within the administrative area of this Municipality, and non-school children and scattered infants who are under 16 years of age in the year of insurance payment;

3. Residents with non-agricultural household registration in this city, male over 16 years old but under 60 years old, female over 16 years old but under 50 years old, are not covered by the basic medical insurance for urban workers;

4, not included in the basic medical insurance coverage of urban workers, seven to ten disabled soldiers, urban entitled groups and civil affairs departments responsible for the management of the courageous urban residents.

To sum up, social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.