Scope of application of medical insurance card for college students in Shenzhen

1. Medical insurance for college students belongs to hospitalization insurance, and there is no personal account, that is, the hospital says there is no money on the card.

2. College students' medical insurance outpatient service must see a doctor in a bound social health center in order to charge by credit card. Only accept 800 yuan for one year, and you must pay for the excess; If there is no binding community health center, or if you visit the clinic in a binding community health center, all expenses will be borne by yourself.

3. How to bind social health? Consult the school staff responsible for social security. If the school authorizes students to bind their own social welfare, you can operate in official website of Social Security Bureau or bind social welfare directly.

4. College students are ill and hospitalized in medical insurance. As long as it is a designated hospital in Shenzhen, you can charge by credit card. There is no limit. Of course, the premise is that you pay insurance normally.

Usually in universities, schools will insure students, usually accident medical insurance, or add some hospitalization medical insurance. These insurances are short-term insurance, that is, one year 1 year. They are commercial insurance, not social medical insurance, and cannot be changed into social security. The premise of handling social security is that you are an employee of the unit. Individuals pay social security.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.