What is the difference between social security affiliated companies and individuals?

The differences between social security affiliated companies and individuals are as follows:

1, with different types of insurance, the insurance paid by individuals is handled in the flexible employment window of the Social Security Bureau, and there are only two types of insurance: endowment insurance and medical insurance. Flexible employees can choose to pay only social security, or they can choose to pay social security and medical insurance in full. However, flexible employees cannot pay work-related injury insurance, maternity insurance and unemployment insurance;

2. If the expenses are different, individuals should pay relatively low according to the flexible employment situation, because flexible employees can only choose to pay endowment insurance and medical insurance, and this endowment insurance only needs to pay 20%, so medical insurance can also choose 4%. The expenses originally borne by social security affiliated units should be borne by individuals, and they should also pay an agency fee to affiliated companies, so individuals can pay social security and affiliated units.

3. The retirement age is different. The retirement age of gay men is still 60, but the retirement age of women is different. If it is a female employee, the legal retirement age is 50, but the retirement age for women who participate in flexible employment is 55.

4. Pensions are different. If it is difficult to participate in flexible employment, you can enjoy social security subsidies for flexible employment for 3-5 years. This money is for individuals. Although there is such a big difference between personal social security and social security paid by affiliated companies, the calculation method of pension is unified because it belongs to the category of employee social security, and the pension benefits enjoyed by the two insured people are the same.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.