Payment of medical insurance for unemployed youth in Shanghai

Now I want to buy an insurance with low premium and high security. How to buy it is better? Answer: If the insured person has purchased social security before unemployment, he can register with the registration and declaration department of the social insurance management center or the district social insurance agency where the household registration is located, and then choose to confirm the annual payment base and get medical insurance again. In case of medical outpatient expenses, he can reimburse certain expenses through medical insurance to reduce the economic burden of the insured. In addition, experts suggest that unemployed young people buy insurance, giving priority to accident insurance with low premium and comprehensive protection. Secondly, health insurance should be strengthened, and health insurance can be properly insured. Although unemployed young people have no jobs for the time being, they still have unshirkable responsibilities to their families. After the basic guarantee is done, they can consider taking out life insurance. Unemployed youth have limited income, so the pension insurance proposal is not considered for the time being. Accident insurance risks are everywhere. Unemployed young people need to go out to look for jobs frequently and may encounter more unexpected risks. Unemployed youth often have limited income and low premiums, so comprehensive accident insurance should be given priority. When unemployed youth buy accident insurance, if they need cost-effective and economical products, it is suggested to choose consumer comprehensive accident insurance. There are not only accidental death, disability and accidental medical insurance, but also public transportation accident care. Of course, if unemployed young people often go out to look for jobs, they need to take public transport frequently, or they can buy a vehicle accident insurance separately. When buying this kind of insurance, check whether it includes the public transportation you often take. Health insurance is the capital of revolution. In the process of finding a job, unemployed young people are often very anxious and stressed, and unemployed young people have no social security. Therefore, unemployed young people can buy health insurance after doing basic accident protection. Unemployed youth should pay special attention to the coverage when purchasing health insurance, including hospitalization allowance is more cost-effective, which can alleviate the personal economic pressure brought by hospitalization due to illness. Considering that the premium of critical illness insurance is generally expensive and the ability of unemployed youth to pay is limited, it is recommended to buy a single consumer card. Get the triple basic protection of accident, medical care and serious illness at a lower price. Of course, if you need to buy critical illness insurance separately, it is also possible, but the premium should be selected appropriately so as not to affect the normal economic expenditure.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.