How to apply for children's health insurance

The process of applying for children's health insurance:

1, go to the social security agency in the place of domicile to get the information of insurance declaration;

2, fill out the form and declare online;

3, go to the social security agency in the place of domicile to declare;

4, set up the social security levy account and collect the levyable fees at the bank through the computer system;

5. Producing medical insurance cards for children.

Convenient for insured children and college students, mainly in the following ways:

1. From the point of view of treatment, the medical insurance treatment enjoyed by insured children is greatly increased. The main increase in general outpatient treatment. Significantly increased the fund to pay the ceiling line, the insured continuous participation in the local supplementary medical insurance for six years, the fund to pay the ceiling line is not set. The starting line for hospitalization has been lowered by 200 yuan. The proportion of hospitalization medical expenses to be recorded has been raised from 80% to 90% of the original segmental payment to 90% of the total amount to be recorded. The number of major outpatient diseases has been expanded. Since the inpatient medical insurance also participates in the local supplemental medical insurance, the number of diagnostic and treatment items, the drug list and the number of major outpatient diseases have been expanded and increased;

2. It is more convenient for the insured children to seek medical treatment and referrals. At present, the number of designated medical institutions for children's medical insurance is not too large, only a few dozen, which has certain limitations for the participants to seek medical treatment. On the other hand, there are nearly 1,000 designated medical institutions in the city for inpatient hospitalization and outpatient treatment of major diseases for inpatient medical insurance enrollees, which are far more numerous and selective than those for children's medical insurance. In addition, the medical expenses of self-referral by the participants of pediatric medical insurance are not reimbursed, but the expenses of self-referral can be reimbursed proportionally after the inclusion of inpatient medical insurance;

3. It is easy to connect with the current medical insurance system. Minors who participate in inpatient medical insurance can be automatically transferred to the corresponding form of medical insurance when they become adults, with no conversion of the medical insurance system and no need to reapply for enrollment procedures.

Legal basis

The Chinese People's **** and the State Social Insurance Law Article 23 Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the provisions of the State **** together.

Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

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