The husband has social security, and the wife can apply for maternity insurance.

Yes, a wife can enjoy her husband's maternity insurance.

Maternity insurance is a social insurance system in which the state and society provide timely living security and material assistance to working women who temporarily stop working due to maternity through national legislation. The Social Insurance Law stipulates that both men and women should participate in maternity insurance as long as they sign a labor contract with the employer or form a factual labor relationship. It mainly includes two items: one is maternity allowance; The second is reproductive health care. According to insurance experts, maternity insurance is one of the five major types of insurance. As a part of the overall social insurance fund, the maternity insurance fund forces all enterprises that meet the insurance conditions to participate in maternity insurance for employees (regardless of gender) who have established labor relations with them. All expenses are borne by the enterprise, and individuals do not pay. In addition, the Social Insurance Law has made a major breakthrough in maternity insurance, stipulating that unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations, thus changing the situation that full-time wives cannot reimburse related expenses after giving birth to children. This also means that as long as the husband buys maternity insurance, the medical expenses for full-time wives to give birth to children will be paid by the maternity insurance fund, but they cannot enjoy maternity allowance. Male employees participate in maternity insurance in order to share the maternity expenses of female employees with the whole society, reduce the burden of a single industry in which female employees are the majority, and avoid the phenomenon that employers are unwilling to hire women of childbearing age. After the male workers are insured, their family planning operation expenses can be reimbursed according to regulations; You can also receive the maternity allowance during the period of enjoying the late childbirth incentive leave (but the late childbirth incentive leave can only be enjoyed by one spouse, and the wife can't enjoy it when she enjoys her husband).

Legal basis:

"Provisions on Labor Protection of Female Workers" Article 8 The maternity allowance for female workers during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave. Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.