How much can you receive in retirement for unit-paid pension insurance

After retirement, you can receive about seven or eight hundred dollars a month. This amount is calculated according to the social security base you pay and the current regulations as a reference. But the social security base will be adjusted in the future according to the standard of living of the people, so the pension will be different. The formula for calculating the employee's pension insurance is now standardized across the country: the pension consists of two parts: the "personal account pension" and the "basic account pension".

1. Individual account pension = individual account pension savings ÷ number of months (139 months). This part depends mainly on the number of years of contribution, the more you contribute, the more you save.2. Basic pension = (average social wage + my indexed wage)/2* years of contribution*1%.

Personal indexed salary own salary/social average salary * social average salary at retirement, so the basic pension = local average monthly salary of the previous year's on-the-job workers (1 + my average contribution index) / 2 * years of contribution * 1.

: If the social security payment for 15 years, exactly this year's retirement, then the contribution is between 10,000-100,000, the pension in the 1,000

: If the social security payment is made for 15 years and you retire this year, the payment will be between 10,000-100,000, and the pension will be around 1,000-2,000, which is 20%-30% of the local social wage. If it is from this year to start paying social security, after 15 years of payment in 2033 exactly retired, the payment of pension insurance will be as high as 300,000-500,000, can receive a monthly pension of 4,000-6,000, with inflation, the pension also accounted for 20%-30% of the local social wage.

Flexible employment is also no unit of free enrollees, pay 15 years after retirement, you can receive a monthly pension of more than 800 yuan, there is a unit of the same pay 15 years of retirement, you can receive about 1,600 yuan per month, if no unit of free enrollees want to be able to receive more pensions, you have to "prolong the number of years of contributions".

Take Chongqing, for example, Chongqing Municipality in May 1, 2020 to May 30, 2021, the average social wage of urban employees in 2021 is 5666 yuan. The minimum contribution base is 3399.6 yuan. Chongqing Municipality is special care for the flexible employment personnel, according to 20% of the rate of contribution, while Chongqing enterprises are in accordance with 8% + 19% for the payment of contributions, the minimum base in 2021 is 679.92 yuan.

Legal basis: The Social Insurance Law of the People's Republic of China Article 10 Employees shall participate in basic pension insurance, and shall pay basic pension insurance premiums by the employer and the employee *** together.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.