How do I know if my social security is a gold card or a silver card?

The difference between social security card, silver card and gold card is as follows:

1, the insured units are different in nature, the municipal units use gold cards to participate in the insurance, and the township units use silver cards to participate in the insurance.

2. The "silver card" includes the overall planning of hospitalization and outpatient service, which realizes the basic medical security for most people with a lower payment standard, while the "gold card" includes the hospitalization and personal account, but does not include the overall planning of outpatient service, which is different in the scope of overall planning. Although the "Golden Card" insured person can reimburse the hospitalization expenses, the outpatient expenses need to be paid at his own expense.

3. Gold card holders enjoy higher medical treatment standards and higher expenses, while silver cards are more people-friendly, which is conducive to the medical insurance fund to play a greater role.

4. The payment bases of the two are also different. Gold card payment base for units and individuals are paid according to the average monthly salary of the insured in the previous year, and retirees pay according to the average monthly salary of their employees; The silver card insured pays according to the average monthly salary of employees in the city last year, and retirees also pay according to this.

Taking Dongguan as an example, we can judge it from the following aspects:

1, social security payment: the gold card insured pays 2% of his salary, and the unit pays according to the insured's salary (comprehensive medical insurance, 1% supplementary medical insurance), and the retiree pays, but the individual does not pay; The silver card unit pays 2% of the average monthly salary of employees in Dongguan last year, and individuals do not pay.

2. Users can log in to the official account of "Dongguan Social Security" WeChat, and check whether there are medical insurance account balances and pension account balances in their personal information after logging in. If there is a gold card, only the pension account balance is a silver card.