Three months off insurance what effect

Legal analysis: social security stop paying for three months, there will be no effect on the pension insurance, because the personal part of the pension insurance is accumulated, so it will not be affected. But the medical insurance in the social security should be treated specially. Medical insurance will not be affected if it is renewed within three months. If the medical insurance is interrupted for more than three months, the number of years of participation will be zero, which will affect the maximum reimbursement for hospitalization for major diseases in the future.

Legal basis: Social Insurance Law of the People's Republic of China

Article 58 An employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the employer fails to register for social insurance, the social insurance agency shall approve the social insurance premiums to be paid by the employer. Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization. The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay the premiums by a certain period of time or to make up the full amount.