After paying 15 of the social security fee, how much pension can you get every month after you reach the age of 60?

Generally speaking, everyone can reach above 200 yuan.

According to national regulations, the insured can receive a monthly pension when he reaches the age of 60 after paying 15. As for the amount of pension, it will be divided by individual contributions and government subsidies plus deposit interest on the calculation date. If the payment is 1000 yuan and the payment is 15 years, then the personal pension will get 108 yuan every month. However, everyone's amount is not fixed. On this basis, we will increase the amount of some basic accounts and savings, so that everyone can reach above 200 yuan in general.

According to China's current social insurance law, the pension needs to be paid for 15 years, and can only be received after reaching the statutory retirement age.

I. Retirement age

At present, the retirement age for men is 60, that for women cadres is 55 and that for women workers is 50. It will exceed this age in the future, because the plan of delaying retirement may be implemented in a few years.

In other words, your pension insurance must be paid for 15 years in order to get pension money every month after retirement.

Second, is it necessary to pay social security continuously?

This 15 year refers to the cumulative payment period, which can be interrupted without continuity. That is, as long as you pay social security 180 months (that is, 15 years), you can receive a pension after retirement!

Third, the pension calculation formula

Monthly pension = monthly basic pension+monthly personal account pension

(1) monthly basic pension = (the average monthly salary of all employees in the province in the previous year+my indexed monthly average payment salary) ÷2× payment period ×1%;

(2) Personal account pension = personal account balance ÷ months (50 years old 195, 55 years old 170, 60 years old 139).

Legal basis:

Social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.