How often do you pay five insurances and one gold?

1, five insurances and one gold need to be paid once a month.

2. Five insurances and one gold have now become four insurances and one gold in many places, and medical insurance and maternity insurance have merged. One gold refers to the housing accumulation fund.

3. At present, social insurance and housing accumulation fund are paid every month. Inappropriate payment of social security means late payment fees and interest, so it must be paid on time. That is once a month. As long as the company has opened an account and reserved a monthly fee in the social security account, it can be deposited into the social security agency every month or every quarter or at the latest every six months. This time is based on your own situation or the requirements of social security agencies.

Five insurances and one gold can be paid once a month, half a year or a year.

Five insurances and one gold are paid by individuals and units every month, and some units and individuals pay the whole year's money in one lump sum for the convenience of half a year.

The fees paid by each unit are different. The payment standard of five insurances and one gold for any individual or unit is inseparable from two core elements, one is the payment ratio and the other is the payment base. The final calculation formula of payment standard is the payment ratio of five insurances and one gold multiplied by the payment base of five insurances and one gold.

Social security fees are paid once a month and paid by the company. At the same time, the company will deduct the employee's personal contribution from the employee's monthly salary, and the endowment insurance in the five insurances and one gold will be paid 15 years. Except for the old-age insurance, the rest of the insurance has no fixed number of years, which belongs to the enjoyment of paying fees and not paying fees.

For unemployment insurance and marriage and childbirth insurance, there is a requirement for continuous payment. Marriage and childbirth insurance can only be enjoyed if it is paid continuously 1 year. In the year of unemployment insurance, those who have paid for one year in a row can receive unemployment benefits for three months, and those who have paid for two years can receive unemployment benefits for six months. If you continue to pay 10 years, you can receive unemployment benefits for two years, which is the highest limit. Pension insurance needs to be paid 180 months to retire, and it can be discontinuous. The retirement age is 60 for men and 55 for women.

One of the five insurances and one gold refers to the provident fund, also called the housing provident fund, which is specially used for buying houses, decorating houses and maintaining houses. After paying the provident fund 1 year, you can apply for a provident fund loan to buy a house. The provident fund can be refunded, but after the withdrawal of the provident fund, the provident fund account will be cancelled at the same time, and the qualification for provident fund loans will be lost.

To sum up, five insurances and one gold need to be paid once a month.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. Without social insurance registration, the social insurance agency shall verify the social insurance premium it should pay.

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.