How to calculate social security pension in Chengdu

1, 1996 1, and the personal payment period exceeds 15, the basic pension consists of two parts: the basic pension and the personal account pension. 2.1995 65438+before February 3 1, who has worked for a total of 15 years, will receive a monthly basic pension after retirement. Basic pension consists of basic pension, personal account pension, comprehensive subsidy and transitional pension.

In today's society, for the post-80s and post-90s generation, the first thing to look for a job is whether the unit pays "five insurances and one gold", followed by paying basic social insurance, such as endowment insurance and medical insurance. Do you know how much insurance money you paid in Chengdu? How much pension will you get when you retire? For all kinds of questions, then let's analyze the conditions for Chengdu insured to receive basic pension on a monthly basis and how to calculate Chengdu social security pension.

(1) Conditions for Chengdu to receive the basic pension on a monthly basis:

To participate in the payment of basic old-age insurance, men are over 60 years old, women cadres are over 55 years old, women workers are over 50 years old, men with special jobs are over 55 years old, and women are over 45 years old. 1995 12 3 1 paid the old-age insurance premium before work, and it is deemed that the payment period has accumulated to 10 years; 1996 65438+ 10/0/After that, you will join the work, pay the old-age insurance premium for a total of 1 5 years, and enjoy the basic old-age insurance benefits on a monthly basis after retirement. If the accumulated payment period is less than the above-mentioned prescribed period, the basic pension benefits will no longer be enjoyed monthly after retirement. Personal account deposit is paid to him in one lump sum, and the pension insurance relationship is terminated at the same time.

(B) Chengdu social security pension calculation method:

If you work after 1, 1996 1, the individual payment period is 15, and the basic pension consists of basic pension and personal account pension;

2.1995 65438+February 3 1, and the years of payment and deemed payment accumulated to 15, the insured will receive the basic pension on a monthly basis after retirement. The basic pension consists of four parts: basic pension, personal account pension, comprehensive subsidy and transitional pension;

3.1995 65438+Feb. 3 1 Worked, and the accumulated payment and deemed payment period are over 10 but less than 15, and receive the basic pension on a monthly basis after retirement. The basic pension consists of four parts: basic pension, personal account pension, comprehensive subsidy and transitional pension;

(1), basic pension:

If the payment period and deemed payment period exceed 15, it shall be calculated by multiplying the average monthly salary of employees in this city by 20% in the previous year;

If the payment period is over 10 years and less than 15 years, it will be calculated by multiplying the average monthly salary of employees in this city in the previous year by 15% at the time of retirement, and the maximum payment will be increased by 1% every full year.

(2) Personal account pension: my account1120;

(3) Transitional pension: the indexed monthly average payment salary is multiplied by the payment period before1995 65438+February 3 1, and then multiplied by 1.3%.

Indexed monthly average payment wage: refers to the average payment wage index of employees multiplied by the local social average monthly wage of employees in the previous year when employees retire.

(4) Comprehensive subsidy: 1997 The average monthly salary of employees in this city is multiplied by 2%, plus the subsidies stipulated by the state, provinces and cities before199565438+February 3 1, and then multiplied by199565438+February 3/kloc-0.

Pension is the source of income for most people after retirement. Therefore, retirement is an issue that everyone is very concerned about. I explained in detail how to calculate the social security pension in Chengdu above. Pension is the amount stipulated by the government, and there are certain calculation methods, which are listed above for you.