Wuhan Medical Insurance Optimization Policy

The main contents of optimizing the medical insurance assistance policy in Wuhan include: from 2022, the working mechanism of health poverty alleviation during poverty alleviation will be steadily and orderly adjusted to the triple system guarantee of "basic medical insurance, serious illness insurance and medical assistance". While adhering to the universal guarantee function of the medical insurance system, we will strengthen the basic guarantee and comprehensive guarantee for the needy people and consolidate and expand the achievements of medical insurance in poverty alleviation.

In addition, after the policy adjustment, the city's rural low-income population will participate in the individual contribution part of the basic medical insurance for urban and rural residents, and a differentiated funding policy will be implemented. During the transition period, the destitute will be fully subsidized. In 2022, the subsistence allowances will be subsidized according to the standard of 320 yuan per person, and in 2023-2025, a fixed subsidy will be given according to 90% of the individual payment standard, but the subsidy amount is not lower than that of 320 yuan. For those returning to poverty, unstable poverty-stricken population, marginal poverty-stricken population, and sudden severe difficulties that are included in the monitoring scope of relevant departments, a fixed subsidy will be given according to 50% of the individual payment standard of the year. For the stable poor people who are not included in the monitoring scope of rural low-income population, the policy of subsidizing insurance and gradually repaying them will be implemented.

At the same time, the policy has also established three new mechanisms: inclined assistance, monitoring and early warning for patients with high medical expenses, and applying for assistance. For medical treatment in rural low-income population areas, after payment of basic medical insurance, serious illness insurance and medical assistance, if the personal burden of medical expenses within the policy scope is still heavy, inclined assistance will be given.

The information to be prepared for medical insurance is as follows:

1, ID card: The original and photocopy of my ID card are required for medical insurance;

2. Household registration book: generally, it is necessary to provide the original and photocopy of the household registration book for checking identity information;

3. Application Form: You need to fill in the medical insurance application form, which can generally be collected at the medical insurance office or hospital;

4. Social Security Card: The social security card holder needs to provide the original and copy of the social security card;

5. Other supporting materials: such as work permit and salary flow required by employees of the unit or business license and tax registration certificate required by individual industrial and commercial households.

To sum up, when changing medical insurance in different places, we should abide by relevant laws and policies, provide true and effective proof materials, and go through relevant procedures in time to ensure that medical insurance rights and interests are not affected.

Legal basis:

Article 32 of People's Republic of China (PRC) Social Insurance Law

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.

Article 9 of the Regulations for the Implementation of the Labor Contract Law of the People's Republic of China

The starting time of continuous work 10 year stipulated in the second paragraph of Article 14 of the Labor Contract Law is calculated from the date of employment by the employer, including the working years before the implementation of the Labor Contract Law.