Who should or can participate in the basic old-age insurance for employees?

Urban residents provide social security and old-age insurance for the unemployed, including old-age insurance and medical care (some places now pay maternity insurance). They need to open an account at the place where they are registered, and determine the payment base according to the average wage of the local society every year, and finally determine the payment amount. Pay it once a year and pay it off once.

Urban workers are social insurance paid by enterprises for on-the-job workers, including pension, medical care, unemployment, work injury and maternity (supplementary medical care is paid in some places). Enterprises determine the payment base according to the average salary determined in the current year and the salary of employees in the previous year, and units and individuals pay in proportion.

Participating in residents' pension should be paid at the place where the household registration is located. Pension is calculated on the basis of account balance, payment period, payment base and average social wage in the year of retirement!

Although both urban workers' pension insurance and residents' pension insurance belong to social insurance, the scope, payment methods and treatment of the insured are different, which are far from each other, mainly in the following aspects. First, the old-age insurance for urban workers is compulsory by the state and must be attended. Second, urban workers pay monthly, based on their own wages and the average social wage, and pay in proportion. Residents' old-age insurance is paid annually. Third, the old-age insurance for urban workers is based on the payment period, payment base and average social wage, while the old-age insurance for residents is based on the total payment plus government subsidies and state subsidies. IV. Endowment insurance for urban workers. Female cadres are 55 years old, and residents' pension insurance is 60 years old for both men and women. Fifth, the old-age insurance for urban workers has high payment and high treatment, while the old-age insurance for residents has low starting point, low payment and low treatment because there is no income.

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