Civil servants pay back old-age insurance

Now everyone is planning for life. For us, endowment insurance is a better choice and a guarantee for future life. Everyone knows that the old-age insurance should be paid every month, and try not to break off halfway.

Endowment insurance is the guarantee for the future now, so pay it while you are young. Institutions, civil servants and some enterprises will pay employees five insurances and one gold. If they don't have a regular job or other circumstances, they can pay their own pensions and medical care, which are more important. If there is an opportunity, it is best to pay part of the unit.

If the payment is interrupted, you can choose to pay back or renew the social security. Payment has time requirements, and social security-related expenses can generally be paid for 3 to 5 years. The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. You can apply for a pension when you reach retirement age. Therefore, the endowment insurance can be supplemented or not, as long as it has been paid for at least 15 years. There is generally a late payment fee for overdue payment, which is calculated at 2 ‰ per day.

But since 20 18, there has been such a news about our pension payment.

Those who have not paid the old-age insurance before the age of 45 are not allowed to pay the old-age insurance, nor are they allowed to pay the old-age insurance at one time. Therefore, before the age of 45, there must be a record of paying the old-age insurance premium, so that it can be repaid. Everyone should pay attention to this.

For paying endowment insurance, those who have not paid it now must pay attention to the 45-year-old hurdle.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.