What are the policies for purchasing a home in Shenzhen

Shenzhen is an extremely fast-growing city, whether it is the economy or the real estate industry, in the country is one of the best, want to buy a house in Shenzhen, in addition to the basic house payment, but also to comply with the relevant housing policy to do so, the following with the editorial to understand the Shenzhen housing policy it.

A, Shenzhen home purchase policy

Currently Shenzhen in the purchase of homes in the main implementation of the policy of purchase restrictions, for Shenzhen local residents do not need to pay social security can buy a home, limited to 2 sets of housing, the first suite loan down payment of 30%, the second suite loan down payment of 70%, for non-Shenzhen residents need to pay five years of personal tax, social security, and no break in payment, limited to the purchase of 1 set of housing, loan down payment of 30%.

Two, Shenzhen to buy a house how to do well

1, to understand their own funds to buy a house

Shenzhen's housing prices are not comparable to most other cities, housing prices are generally in the 20,000 yuan / square meters above, and even up to 60,000 yuan / square meters high prices, so before you buy a house to look at how their own assets, including cash, deposits, investments, average monthly income, etc., so that you can to calculate where they are suitable to buy the house.

2, consider the purchase of a home after the family income and expenditure

General purchase of a home is to choose a loan, every month you need to repay the loan, and the monthly payment is related to the family income and expenditure, if the family income and expenditure is not in the monthly payment after a small portion of the remaining, it is not desirable, which has a great impact on daily life, and if there are some accidents in the period of the monthly payment of the urgent need for money, then, on the family is a great burden. The burden on the family is a great one.

3, consider the house around

Buying a house should not only look at the price of the house, its area, transportation, culture, life is very critical, we need to appear in our daily work, if the house in a place where the traffic is unchanged, it is very unfavorable for the commute. And if the house is not surrounded by some shopping places, it is also very unfavorable to life. School district housing is a better choice, whether it is investment or for children's education is good.

4, the house area

Shenzhen housing prices are too high to buy a small house is a better choice, for example, about 60-80 square meters of the two-bedroom is very suitable, a bedroom, a study, after marriage, you can also be converted into a study room children's room, so that a family of three people are also able to live under.

Editor's summary: The above is about the introduction of Shenzhen's home purchase policy, Shenzhen as a first-tier city, the general implementation of the policy of restriction on real estate transactions, I hope that the content of the editorial share some help to you.