Content of social security payment grade table

Legal Analysis: Payment Standard of Individual Endowment Insurance

(1) payment grade, five old-age insurance premium standards, 60% grade is 5932.8 yuan per year, 80% grade is 79 10.4 yuan, 100% grade is 9888. 12 yuan,1kloc.

(2) One-time payment, within the specified time, the earlier the individual pays the account, the more interest the account generates, the more personal accounts are stored, and the higher the pension level, so social security should be paid as soon as possible. The amount stored in personal account will be calculated in time to ensure that pension benefits will not be affected.

(3) Payment period, increase the proportion of basic pension and increase the transition coefficient of transitional pension.

(4) Entry time: Within 30 days from the date of the establishment of labor relations, the employer shall handle social insurance procedures for employees, and the employer shall not refuse to handle social insurance for employees during the internship period. It is illegal to buy social insurance for employees during the internship period.

(5) payment interruption. If the individual insured person interrupts the payment for more than 3 years, the premium shall be paid according to the "double base". If the interruption is not more than 3 years, it can be paid according to the original standard over the years. The longer the interruption of payment, the more premiums need to be paid.

Two, 20 19 pension insurance individual contribution ratio

1. Old-age insurance: the unit contribution ratio is 20%, and the individual contribution ratio is 8%;

2. Medical insurance: unit contribution rate 10%, individual contribution rate 2%;

3. Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.5%;

4. Maternity insurance: the unit contribution rate 1%, and individuals do not pay;

5. Work-related injury insurance: the unit contribution rate is 0.5%, and individual contributions are not paid.

From the above explanation, we can understand that endowment insurance needs to be paid in proportion to wages.

As for the payment standard of personal social security, it will be adjusted every July 1, and the payment standard is different due to the different economic conditions of provinces and cities. Taking Beijing as an example, the personal social security payment standard table in 2020 is as follows:

1, social security payment base

(1) Endowment insurance: 36 13 yuan -2654 1 yuan (employee); 47 13 yuan -2654 1 Yuan (government agency)

(2) Medical insurance: 5360 -29732 yuan.

(3) Unemployment insurance: 36 13 yuan -2654 1 yuan.

(4) Industrial injury insurance: 47 13 yuan -2654 1 Yuan.

2. Proportion of social security contributions

(1) Endowment insurance: unit 16%, individual 8%.

(2) Medical insurance: unit 10%, individual 2%+3 yuan.

(3) Maternity insurance: the unit is 0.8%, and the individual does not pay.

(4) Unemployment insurance: 0.8% for employers, 0.2% for individuals (urban household registration) and 0.2% for individuals (rural household registration).

(5) Work-related injury insurance: the unit is 0.2%- 1.9%, and the individual does not pay.

Among them, according to the industry rates, the benchmark rates of the first to eighth industries are 0.2%, 0.4%, 0.7%, 0.9%, 1. 1%, 1.3%, 1.6% and/kloc-respectively.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.