What is the purpose of personal social security?

Social security is also social insurance, which is a kind of non-profit insurance promoted by the state. As long as you meet the conditions, you can pay personal social security. Social security insurance, as long as you are not sick and miserable, is likely to receive a pension until you retire, but why do so many people apply for social security? What is the purpose of personal social security? Today, social security agencies will analyze and analyze with you. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: the national social security medical insurance application reimbursement process in 2020!

1. Why do individuals have to pay social security?

1. Individuals pay social security 15 years, and can enjoy pension benefits after retirement.

2. Individuals can enjoy outpatient reimbursement and hospitalization after purchasing social security.

3. Individuals can receive unemployment insurance benefits during unemployment after purchasing social security for twelve months.

4. Female employees can apply for maternity allowance as long as they have purchased social security maternity insurance for one year and are insured during maternity.

After paying personal social security in Guangzhou for a certain number of years, foreigners can buy a house in Guangzhou, apply for household registration in Guangzhou, or let their children study in Guangzhou.

Second, why should enterprises pay social security?

According to Articles 4 and 58 of the Social Insurance Law and Articles 3, 70, 72 and 73 of the Labor Law; Article 7 of the Provisional Regulations on the Collection and Payment of Social Insurance Fees; Article 2 of the Regulations on Work-related Injury Insurance and other laws and regulations stipulates that employers must participate in social insurance according to law. In other words, the employer must participate in social insurance, and it is illegal not to participate in social insurance.

If the enterprise does not provide employees with personal social security, employees will not be able to enjoy social security benefits. Laborers can ask the employer to pay back the money. If the social insurance agency can't make up the payment, the workers can't get social insurance benefits. Then, the illegal behavior of the enterprise has caused actual losses to the employees, and the enterprise shall be liable for compensation.

Simply put, it is legal for enterprises to pay social security for employees, and legal employment of enterprises must be carried out in accordance with regulations, so enterprises should pay social security for employees.

3. What are the common ways to handle social security?

We have several common ways to handle personal social security. The following small series and everyone give an example.

1. Individuals apply for social security. Guangzhou household registration personnel can apply for social security in the form of flexible employment in the local social security bureau. (Only endowment insurance and medical insurance can be paid).

2. Enterprises apply for social security. For some employees working in Guangzhou enterprises, social security is paid by enterprises, and enterprises deduct part of the social security expenses that individuals need to bear from employees' salaries every month.

3. Entrust social security agents. Freelancers don't work in the unit. Such people can find a professional human resources company in Guangzhou to link social security, and the human resources company will pay personal social security for freelancers in the name of the company. Hotline: