What kinds of accounts do social security cards belong to?

Social security card belongs to special account, not counting.

From 65438+February 1, the same person can only open a Class I account in the same bank. If a Class I account has been opened, it should open a Class II account or a Class III account, and only one Class III account can be opened in the same payment institution. ?

Only one account can be handled for one type of account. A first-class account refers to an account that is opened through the traditional bank counter and meets all the strict requirements in real-name registration system. Simply put, it is a savings card or debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment. ?

Class II households cannot access cash or transfer money to unbound accounts, and the daily payment limit of such accounts is 654.38+100000 yuan. For example, credit cards are like this.

Class III households are mainly used for quick payment, such as flash payment and confidential payment. They can only handle small consumption and payment, and cannot handle other businesses. The indoor balance does not exceed 65,438+0,000 yuan.

Category II and III families do not have physical cards. For Class II and Class III households, the main purpose is to effectively control the risk of customers' funds.

Extended data:

classify

An enterprise can open accounts in several banks, but the functions of these accounts are different. It is necessary to know all the following bank accounts.

According to China's Measures for the Administration of Bank Accounts, bank accounts are generally divided into basic deposit account, general deposit accounts, temporary deposit accounts and special deposit accounts.

Basic account

Basic deposit account. It is an account for depositors to handle daily transfer settlement and cash receipt and payment. Cash expenditures such as wages and funds of enterprises can only be handled through basic deposit account.

An enterprise can only open one basic deposit account. When opening an account, you must hold an account opening permit issued by the local branch of the People's Bank of China.

general account

The account was transferred from a bank loan outside basic deposit account and opened by a non-independent accounting unit that is not in the same place as the depositor in basic deposit account.

This account can handle transfer settlement and cash deposit, but it cannot handle cash withdrawal.

Temporary account

This account is an account that the enterprise needs to open for temporary business activities. Enterprises can handle transfer settlement and cash receipt and payment through this account.

Special account

This account is an account that depositors can open with Industrial Bank for enterprise funds with specific purposes.

Special funds mainly include the following three parts:

1, capital construction funds

2. Update and convert funds.

3, specific purposes, the need for special account management of funds.

At the same time, according to China's "Measures for the Administration of Bank Accounts" and "Provisions on Punishment for Violation of Bank Settlement System", enterprises will also be severely punished for violating account management:

1. If an enterprise leases or transfers its account, it shall be ordered to make corrections, and a fine of 5% of the amount incurred but not more than 1000 yuan shall be imposed according to regulations, and the illegal income of the leased account shall be confiscated.

2. If an enterprise opens a basic deposit account in violation of regulations, it shall be ordered to cancel the account within a time limit and be fined more than 5000 yuan 10000 yuan.

In short, a bank basic deposit account generally refers to an account with "bank and account number" printed on the enterprise contract. An enterprise can only open one account, which must be approved by the People's Bank of China; The other three accounts are relatively easy to open, and enterprises can open multiple accounts in different banks.

Baidu Encyclopedia-Account Classification