I am 34 years old and want to go to social security. Is it better to cross the low line or the high line?

It is recommended to pay the most basic, there is no need to pay too much. Social security includes medical care, pension, work injury, maternity and unemployment.

Medical insurance: The higher the payment level, the more the balance of your personal medical account will be returned every month, but the reimbursement ratio and medical insurance benefits will not increase with the improvement of the level, and they are equally treated.

Endowment insurance: Although the higher the endowment insurance is paid, the higher the pension will be, but this is not much different from the pension received by paying the minimum pension. Because of the proportion of pension payment, the unit pays 20% per month and the individual pays 8%. What affects the pension is the ratio of 8%, as well as many factors such as the payment period of pension insurance and personal account. At the same time, it should be calculated according to the average monthly salary of employees in this city in the previous year when they retire.

Work-related injury insurance: There is no problem of reimbursement ratio in work-related injury insurance. As long as the employer pays the work-related injury insurance according to law, the work-related injury compensation paid by the work-related injury insurance fund can be declared to the Human Resources and Social Security Bureau for collection.

Maternity insurance: maternity allowance is converted into 30 days per month according to the average monthly salary of the employer in the previous year and paid daily. This calculation method determines that the higher the contribution of maternity insurance, the more the relative maternity allowance.

Unemployment insurance: No matter how much unemployment insurance is paid, it will not affect the amount of unemployment benefits. The amount of unemployment benefits is generally not less than 85% of the local minimum wage.