Teachers in the program social security to buy the first class ah

The teacher's social security payment is the second grade. Social security has four grades, the lowest grade 40%, 60% of the first grade, 80% of the second grade, 100% of the third grade, the higher the grade of the payment of fees, the more, and the specific payment of grades and personal occupation and income related to the general private sector to pay the lowest grade or grade, state-owned enterprises to pay for the second or third grade. The higher the grade, the more pension you will receive after retirement.

Teachers are required by law to pay the full amount of their insurance premiums, whether they are employed by the public sector or by private companies. Teachers are entitled to five insurance and one pension, of which "five insurance" refers to pension insurance, maternity insurance, unemployment insurance, industrial injury insurance and medical insurance; and "one pension" refers to housing provident fund. Among the types of insurance that individuals participate in contributing to are social insurance programs such as pension, medical, unemployment insurance, and provident funds. "Five insurance", the unit and the individual's share of the general is: pension insurance unit to bear 20%, the individual to bear 8%; medical insurance unit to bear 6%, the individual 2%; unemployment insurance unit to bear 2%, the individual 1%; maternity insurance 1% by the unit to bear the whole; industrial injury insurance 0.8% also by the unit to bear the whole, the employee does not bear maternity and industrial injury insurance. Maternity insurance is borne by the unit, and the individual employee is not responsible for maternity and industrial injury insurance. On the "one gold", the unit and the individual's share of the general between 6% -12%, the unit and the individual provident fund contribution ratio to maintain the same. Employers should declare and pay social insurance premiums in full and on time, and should not suspend or reduce them except for force majeure and other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employing unit on behalf of the employees, and the employing unit shall inform the employees of the details of the payment of social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization. Problems to be noted in the payment of five insurance and one gold 1, due to the different levels of regional economic development, the social security monthly payment amount is based on how much you participate in the insurance payment base to determine. The payment base of each region generally has a variety of grades, there is a lower limit and the highest upper limit, and then according to the actual situation to choose the base to pay. Similarly, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance, are all according to the choice of the contribution base and then according to the proportion of different types of insurance withholding. 2. Generally speaking, there is also a difference between public and private teachers at present. Private school teachers and public school teachers in the "status" is fundamentally different: private school teachers are "business establishment", a variety of benefits rely on the school's own business conditions, there is no real protection; while public school teachers are The public school teachers are "career establishment", salary and treatment is guaranteed, and in the evaluation of titles, living allowances, medical insurance, retirement and pension, etc. also enjoy a certain degree of policy favoritism. As a result, many private schools pay a lower rate of contribution to the five insurance policies. From this point of view, as far as the deduction ratio of teachers' five insurance and one gold payment is concerned, first of all, we have to distinguish between public and private teachers, and usually the deduction ratio of private teachers' five insurance and one gold payment is lower than that of public teachers. Secondly, because of the different regions, there may also be some slight differences in the deduction rate, according to the local deduction rate calculation.

What is the standard of teachers' pension insurance

Legal analysis: the contribution ratio of teachers' five insurance and one gold:

1, the proportion of pension insurance unit contribution: 21%; individual contribution: 8%.

2, medical insurance unit to pay the proportion: 11%; individual to pay the proportion: 2%.

3. Unemployment insurance unit contribution rate: 1.5%; individual contribution rate: 0.5%.

4, maternity insurance unit to pay the proportion: 1%; individuals do not bear the contribution.

5. Worker's compensation insurance: 0.5%; individuals do not contribute.

Teachers five insurance and gold ratio regulations:

1, in general, the public teacher belongs to the formal state establishment, belongs to the full allocation of education units, do not need to pay pension insurance, so only four insurance and gold; private school teachers are contractual, need to pay five insurance and gold.

2, teachers pay five insurance and one gold including pension insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and housing fund. Among them, there are individuals involved in the payment of insurance are pension, medical, unemployment insurance and other social security programs, as well as provident fund.

3, as for the teachers of five insurance a gold how to calculate, this is also divided into public and private teachers, general private teachers to pay the standard of five insurance a gold with the local enterprise employees to pay the same standard, you can go to the social security bureau or housing fund management center to consult.

4, "five insurance", the unit and the individual's share of the general: pension insurance unit to bear 20%, the individual to bear 8%; medical insurance unit to bear 6%, the individual 2%; unemployment insurance unit to bear 2%, the individual 1%; maternity insurance 1% by the unit to bear the whole; industrial injury insurance 0.8% is also by the whole. The unit to bear, the individual employee does not bear maternity and industrial injury insurance. "A gold", the unit and the individual's share of the general between 5% -12%, the unit and the individual provident fund payment ratio to maintain the same.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 10 Employees shall participate in the basic pension insurance, and shall pay the basic pension insurance premiums by the employing unit and the employees*** together.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.