If my social security card is not enough to pay 15 years of social security, how to do?

Social security payment of less than fifteen years, you can pay at once until the full fifteen years, can also be transferred to rural or residential pension insurance.

Article 16 of the Social Insurance Law of the People's Republic of China stipulates that individuals who have participated in basic old-age insurance and who have contributed for a total of fifteen years by the time they reach the legal retirement age will receive a basic pension on a monthly basis. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteenth year and receive a monthly basic pension; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

According to the provisions of the Social Insurance Law of the People's Republic of China, if an individual who has participated in the basic pension insurance for employees has accumulated less than fifteen years of contributions by the time he reaches the statutory retirement age, he can extend his contributions to the full fifteen years. Individuals who were insured prior to the implementation of the Social Insurance Law, and whose contributions are still less than fifteen years after a five-year extension, may make a lump-sum contribution until they reach the full fifteen years. Individuals who have participated in the basic pension insurance for employees and have made contributions for less than fifteen years (including the extension of contributions in accordance with the provisions of Article 2) after reaching the statutory retirement age may apply for transferring to the new type of rural social pension insurance or urban residents' social pension insurance in the place where they are domiciled, and enjoying the corresponding pension insurance benefits. If an individual who has participated in the basic pension insurance for employees reaches the statutory retirement age and has made contributions for less than fifteen years (including the extension of contributions in accordance with the provisions of Article 2) and has not been transferred to the new type of rural social pension insurance or the social pension insurance for urban residents, the individual may apply in writing for termination of the basic pension insurance relationship with the employee. Upon receipt of the application, the social insurance agency shall inform the individual in writing of his or her right to transfer to the new rural social pension insurance or urban residents' social pension insurance and of the consequences of terminating his or her basic pension insurance relationship, and upon written confirmation by the individual, shall terminate his or her basic pension insurance relationship, and shall pay to the individual in a lump sum the amount of money stored in his or her personal account.

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Legal basis

The full text of the Social Insurance Law of the People's Republic of China*** and the State Article 16 Individuals participating in the basic pension insurance, reaching the legal retirement age when the cumulative contributions of fifteen years, receive a monthly basic pension. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or urban residents' social pension insurance, and enjoy the corresponding pension insurance treatment in accordance with the provisions of the State Council.