New social security policy in 2023

In 2023, new medical insurance regulations and policies were introduced;

Clarify the principle of treatment convergence of cross-system insurance: the insured has participated in medical insurance for two years or more, and will switch the insurance relationship between employee medical insurance and resident medical insurance due to personal identity changes such as employment. If the payment of medical insurance is interrupted for less than three months, you can enjoy medical insurance benefits normally after re-payment, which can avoid the blank period of medical insurance benefits when the identity of the insured changes.

If the insured person's medical insurance payment is interrupted for more than 3 months, then each region can set a waiting period of no more than 6 months according to its own situation.

meaning

The "Opinions" clearly stipulates that repeated participation in insurance is not allowed. Because of repeated insurance, the insured cannot enjoy multiple benefits, and it will also waste financial subsidies. Repeated insurance shall be handled in the following ways.

(1) Repeatedly participate in employee medical insurance, and in principle, keep the insured relationship at the place of employment.

(2) Repeatedly participating in residents' medical insurance, in principle, the residential insurance relationship will be retained.

(3) Students who repeatedly participate in the insurance shall, in principle, retain their school status.

(4) Repeatedly participating in cross-system medical insurance and continuously participating in employee medical insurance for 1 year or more, in principle, the employee medical insurance participation relationship will be retained.

(5) Repeatedly participate in cross-system insurance in the form of flexible employment such as part-time and temporary work, and maintain the insured relationship that can enjoy treatment.