Five insurance include which five insurance

Five insurance include the following:

1, pension insurance: the purpose of pension insurance is to protect the basic needs of the elderly, to provide a stable and reliable source of livelihood;

2, medical insurance: the biggest advantage of participating in the basic medical insurance is the implementation of the social co-ordination, with the **** financial, enhance the anti-risk ability to protect the workers of the basic medical needs;

3. Unemployment insurance: the state through legislation mandatory, by the community to establish a centralized fund to provide material assistance to workers due to unemployment and temporary interruption of the source of livelihood, and thus protect the basic livelihood of the unemployed during the period of unemployment, and to promote the re-employment of the system. It is an important part of the social security system and one of the main items of social insurance;

4. Maternity insurance: the role of establishing a maternity insurance system is to enable maternity female workers to enjoy protection during maternity and breastfeeding, so that they do not stop working and fall into difficult life situations due to maternity;

5. Work-related injuries insurance: Work-related injuries insurance is a system that provides protection to the workers when they are injured, disabled or killed due to work, and when they lose their ability to work, either temporarily or permanently, the workers are entitled to receive compensation from the government. or permanent loss of labor capacity, by the community to give material assistance to a social insurance system. Workers' compensation insurance premiums are all paid by the employer, and individual workers do not need to contribute;

6. Provident fund: It is a long-term housing fund that the unit contributes to the workers. It is used for the purchase, construction, renovation and overhaul of the employee's own housing, and may not be diverted for other purposes by any unit or individual.

The conditions for the payment of five insurance premiums are as follows:

1, and the employer has established a labor contract relationship, signed a labor contract;

2, the employer is a legal business license and other formalities within the territory of China enterprises, according to the requirements of the social security and housing provident fund registration;

3, is a legal citizen of Chinese nationality;

4, with the Hukou has nothing to do with, regardless of urban, rural, foreign and local can apply for five insurance and one gold.

The information needed to apply for the five insurance and one gold is as follows:

1. Company, labor contract, personnel increase table, salary certificate;

2. Individual, copy of ID card, photo, attrition table or account number.

In summary, five insurance and one gold refers to the collective name of several kinds of security benefits given to workers by employers, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, and housing fund.

Legal basis:

Article 2 of the Social Insurance Law of the People's Republic of China

The state establishes a social insurance system for basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, and guarantees the right of citizens to receive material assistance from the state and society in accordance with the law in the event of old age, sickness, work-related injuries, unemployment, and childbirth.

Article 58

An employer shall, within thirty days from the date of employment, apply to a social insurance agency for social insurance registration for its employees. If it fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums it shall pay.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. The personal social security number is a citizen's identity number.