Hangzhou minimum payment standard of five insurances and one gold 2023

New medical insurance policy in 2022: Basic medical insurance includes basic medical insurance for employees and medical insurance for urban residents. The medical insurance premium for urban residents is 1, 2 1.00 yuan per person per year.

The basic medical insurance for employees shall be paid jointly by employers and individuals.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.

The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality.

The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.

Medical insurance, like other types of insurance, collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; When the insured goes to a medical institution for medical treatment, the medical insurance institution will give him some economic compensation.

Therefore, medical insurance also has two functions of insurance: risk transfer and compensation transfer.

That is, the economic losses caused by individual disease risks are distributed to all members threatened by the same risks, and the economic losses caused by diseases are compensated by centralized medical insurance funds.

Commercial medical insurance can be divided into reimbursement medical insurance and compensation medical insurance.

Reimbursement medical insurance means that the medical expenses spent by patients in hospitals are reimbursed by insurance companies, which are generally divided into outpatient medical insurance and inpatient medical insurance.

Compensatory medical insurance refers to the fact that the patient is definitely diagnosed by the hospital with a certain disease listed in the contract, and the insurance company pays the patient's treatment and nursing expenses according to the amount agreed in the contract.

Generally divided into single disease insurance and critical illness insurance.

In March 2022, the new social security regulations were formulated in huangpi district.

According to relevant information, the number is 14 to 18.

1. The bank indicated that social security fees will be withheld and remitted from 2022.

2. The social security payment period was announced in 2022. In March 2022, the social security deduction time in Wuhan was 14- 18.

New social security regulations in June 2022

The new provisions of the Social Security Law of 2022 are as follows:

1. The social insurance premium will be collected by the national tax department in a unified way, instead of being handed over to the social security department of the insured place.

2. At present, China has abolished the requirement of centralized certification for receiving social insurance benefits, and fully implemented social insurance information and remote service.

3. People have also adjusted the social insurance payment base for flexible employees.

4, gradually cancel the one-time payment, annual payment.

Simply put, it is normal retirement, but individuals pay social security until they pay 15 years, and then receive pensions.

New provisions of social security policy in 2022

New social security policy in 2022: first, one-time payment.

Is to directly pay the remaining years in one lump sum. This method is the most popular, but the threshold is also relatively high.

It must be an educated youth who retired 20 1 1 years ago and went to the countryside.

You can go to the local social security consultation, and only those who meet the conditions can enjoy the one-time payment method.

Because of requirements, not everyone can choose this payment method.

Second, apply for delayed retirement.

For example, those who have reached retirement age but haven't worked for five years can choose to apply to the unit or company for delayed retirement.

In this way, having a company to help pay part of the social security can also relieve the pressure economically.

Of course, this needs to consider the actual situation of individuals, such as the nature of work, people's physical quality and so on.

The third is to transform it into social security for urban and rural residents.

Employees' social security and urban and rural residents' social security have different payment quotas and different treatments.

Employees' social security is paid by the unit, and the insured pays relatively low fees, but the pension they receive is also relatively low.

Fourth, pay it back year by year.

That is to say, at retirement age, if 15 is not paid enough, it can be paid year by year.

For example, if you retire from 15, you still need three years, so you can't get your pension until you have paid it back for three years.

If there is a big gap, such as 1967, it will be a bit uneconomical.

Fifth, give up social security.

Even if you don't pay directly, the money paid by the insured can still be refunded, but you can't enjoy the benefits brought by social security.

This is not recommended, and the loss is relatively large.

New Social Security Regulations of Shenzhen in 2022

From June 65438+ 10/day in 2022, the minimum wage for full-time employees was adjusted to 2360 yuan/month, and the hourly minimum wage for part-time employees was adjusted to 22.2 yuan/hour.

The following social insurance premium payment bases applicable to the minimum wage standard shall be implemented according to the newly published minimum wage standard 1 from 2022.

After this adjustment, the first social security is about 64 yuan higher than that in June 2022, and the second social security is about 10 yuan. The adjustment time is from July 2022 to June 30, 2023.

First, the social security payment of the insured in deep households:

1. That is: 1226 yuan to pay a file through the company.

2. The individual pays one file: 893 yuan.

3. Personal second grade is: 572 yuan.

4, only pay a medical insurance is: 398 yuan.

5. Paying only the secondary medical insurance refers to paying only the primary medical insurance or the secondary medical insurance in 76 yuan refers to the insured person who has not paid the employee pension insurance (may have paid the resident pension insurance, etc.). ).

Two, non household insured social security contributions:

1. That is: 1202 yuan to pay a file through the company.

2. The second step through the company is: 67 1 yuan.

It is 645 yuan to pay the third gear through the company.

4. Individual contributions of flexible employees are: 1 1 10 yuan. After this adjustment, the first social security is about 64 yuan higher than that in June 2022, and the second social security is about 10 yuan. The adjustment time is from July 2022 to June 30, 2023. According to the relevant provisions of Shenzhen Social Security Regulations, the unit shall pay the pension to the employees according to their actual wages. But the payment range needs to be between 2360-2294 1 yuan. The above data are based on the minimum wage (second-class industrial injury enterprises) as an example. Due to the slightly different rates of industrial injury insurance for different types of enterprises, the actual payment amount may be slightly different.

In addition, the social wage currently calculated in Shenzhen is different from the published social wage. For example, from July +0, 20265438 to June, 2022, the social wage was 1 1620 yuan/month, while the social wage as the calculation base of pension was 10360 yuan/month.

Legal basis: Article 26 of the Social Insurance Law of People's Republic of China (PRC), the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

New Social Security Regulations of Hangzhou in 2022

In fact, the upper and lower limits of the annual payment base will be adjusted according to the average social wage. Now the average social wage will basically increase, so the social security expenses of employees will also increase.

According to Hangzhou Social Security Base 2022, the minimum payment base of social security is 3957 yuan, and the maximum payment base is 19783 yuan.

Employees' social security fees are paid on a monthly basis, and the five insurances are paid on a monthly basis according to the standard. Units and individuals bear different proportions.

Social security units should bear 15% old-age insurance, 9.9% medical insurance, 0.5% unemployment insurance, 0.2% industrial injury insurance and 1.5% residual insurance.

Individual workers should bear 8% pension insurance, 2% medical insurance and 0.5% unemployment insurance.

According to the minimum social security payment base, social security units and individuals should bear 1072.35 yuan and 4 15.49 yuan respectively.

1. The monthly payment base and transfer base of individual account of basic medical insurance for flexible employees participating in medical insurance in Hangzhou are 3,957 yuan, that is, 7,965,438 yuan+0.33 yuan (weighted average salary of employees in non-private and private units in Zhejiang Province in 2020) × 60% ÷ 65,438+February = 3,957 yuan/month.

The payment standard is 375.92 yuan per person per month, that is, 3957 yuan/month ×9.5% (payment rate) month = 375.92 yuan/month, of which 187.96 yuan/month is the person holding the marginal family card with minimum living guarantee within the validity period.

Second, the insured who does not meet the requirements of the retirement payment period of employee medical insurance chooses to pay the employee medical insurance fee in one lump sum to the specified period, and the payment standard is 630.47 yuan per person per month, namely: 79 133 yuan × 9.5% ÷ 65438+February (employee medical insurance fee) +48 yuan ÷ 65438+February (.

What are the new regulations for social security in 2022?

The new provisions of the Social Security Law of 2022 are as follows:

1. The social insurance premium will be collected by the national tax department in a unified way, instead of being handed over to the social security department of the insured place.

2. At present, China has abolished the requirement of centralized certification for receiving social insurance benefits, and fully implemented social insurance information and remote service.

3. People have also adjusted the social insurance payment base for flexible employees.

4, gradually cancel the one-time payment, annual payment.

Simply put, it is normal retirement, but individuals pay social security until they pay 15 years, and then receive pensions.

New regulations on social security payment in 2022

New social security policy in 2022: first, one-time payment.

Is to directly pay the remaining years in one lump sum. This method is the most popular, but the threshold is also relatively high.

It must be an educated youth who retired 20 1 1 years ago and went to the countryside.

You can go to the local social security consultation, and only those who meet the conditions can enjoy the one-time payment method.

Because of requirements, not everyone can choose this payment method.

Second, apply for delayed retirement.

For example, those who have reached retirement age but haven't worked for five years can choose to apply to the unit or company for delayed retirement.

In this way, having a company to help pay part of the social security can also relieve the pressure economically.

Of course, this needs to consider the actual situation of individuals, such as the nature of work, people's physical quality and so on.

The third is to transform it into social security for urban and rural residents.

Employees' social security and urban and rural residents' social security have different payment quotas and different treatments.

Employees' social security is paid by the unit, and the insured pays relatively low fees, but the pension they receive is also relatively low.

Fourth, pay it back year by year.

That is to say, at retirement age, if 15 is not paid enough, it can be paid year by year.

For example, if you retire from 15, you still need three years, so you can't get your pension until you have paid it back for three years.

If there is a big gap, such as 1967, it will be a bit uneconomical.

Fifth, give up social security.

Even if you don't pay directly, the money paid by the insured can still be refunded, but you can't enjoy the benefits brought by social security.

This is not recommended, and the loss is relatively large.

Heilongjiang new social security regulations in 2022

The latest regulations on the payment standard, use and payment method of five insurances and one gold in Heilongjiang Province are as follows, and the relevant information in previous years is tentatively extended.

If there is any change in the specific content, please refer to the announcement of official website.

The law has stipulated that employers should pay social insurance (pension, medical care, work injury, maternity, unemployment) and housing accumulation fund for workers, which is mandatory to some extent, that is to say, paying "five insurances and one gold" is independent of the wishes of workers or employers.

Employers cannot refuse to pay insurance premiums for workers on the grounds that they agree not to pay "five insurances and one gold".

Five insurances and one gold refer to several kinds of security benefits provided by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

The following is to introduce the relevant information about the payment ratio of five insurances and one gold. The following contents are for reference only, subject to the announcement of official website.

What is the contribution ratio of Heilongjiang social security individual account, Heilongjiang social security contribution base, Heilongjiang unit contribution ratio and enterprise company contribution base?

Flexible employees in Heilongjiang Province pay social security by themselves;

1. Only 60% of the provincial social wage or 100% can be selected as the payment base. Individuals pay 20% of the monthly payment base. Last year, the social security wage in Heilongjiang was 24,376 yuan, the monthly social security wage was 203 1.33 yuan, and the individual pension insurance contribution was 203 1.33 * 20.

New social security regulations for employees in 2022

The new provisions of the Social Security Law of 2022 are as follows:

1. The social insurance premium will be collected by the national tax department in a unified way, instead of being handed over to the social security department of the insured place.

2. At present, China has abolished the requirement of centralized certification for receiving social insurance benefits, and fully implemented social insurance information and remote service.

3. People have also adjusted the social insurance payment base for flexible employees.

4, gradually cancel the one-time payment, annual payment.

Simply put, it is normal retirement, but individuals pay social security until they pay 15 years, and then receive pensions.

Legal basis:

Article 8 An employing unit shall, within 30 days from the date of employment, register social insurance for its employees and declare and pay social insurance premiums. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. If the employer fails to declare the amount of social insurance premiums payable according to the regulations, the social insurance agency shall temporarily determine the amount payable according to 1 10% of the amount paid by the unit last month; If there is no payment amount last month, the social insurance agency shall temporarily determine the amount of payment according to the operating conditions of the unit, the number of employees and the average salary of employees in the local last year. After the employer completes the declaration procedures, the social insurance agency shall settle the accounts in accordance with the provisions.