What if social security is broken?

The way to deal with the interruption of social security payment is:

1. The insured person has participated in the basic medical insurance for more than 2 years (including 2 years) continuously, and the insured relationship switches between employee medical insurance and resident medical insurance due to personal identity changes such as employment. If the payment is interrupted for less than 3 months, the insured person can enjoy the treatment normally after payment, ensuring the seamless connection of the insured person's treatment;

2. If the payment is interrupted for more than 3 months, the overall planning area can set a waiting period of no more than 6 months according to its own situation, and the original insured relationship will be suspended after the waiting period expires.

Social security was broken. If the laborer has an employer, he may ask the employer to make up for it in time. If the unit refuses to pay back, the employee may report to the administrative department of social security. If the laborer does not have an employer, he can make up for it by himself.

The impact of social security withholding is as follows:

1, affecting medical insurance benefits

The role of medical insurance is to reimburse medical expenses. Usually, women have sex for 20 years and men have sex for 25 years. Only when they retire can they enjoy life. Once they stop paying fees, they can't enjoy reimbursement. Generally speaking, the longer the continuous payment time of medical insurance, the higher the annual reimbursement ceiling. Medical insurance has a buffer period of 3 months from the date of suspension. If this period is exceeded, the continuous payment period shall be recalculated;

2, affect the pension insurance benefits

After the pension insurance has been paid for 15 years, you can enjoy life after retirement. Generally speaking, this 15 year is calculated cumulatively. If it is broken in the middle, it will be fine to continue. However, endowment insurance means that the longer you pay, the more pensions you receive. If you pay off, it will affect your future pension benefits;

3, affect maternity insurance benefits

One of the conditions for enjoying maternity insurance benefits is that the employer continuously pays maternity insurance premiums in full for employees 1 year and above. If the woman's maternity insurance is interrupted during childbirth, she cannot enjoy maternity insurance benefits;

4, affect the treatment of work-related injury insurance

Industrial injury insurance pays immediately. If it is paid off, even if you are injured on business, you can't enjoy the corresponding compensation. Industrial injury insurance is different from medical insurance. It does not reimburse the cost of treatment, but pays according to the level of disability.

In summary, if the social security payment does not exceed three months, you can enjoy the treatment normally after payment; Treatment for more than three months, but not more than six months, can be re-insured after the expiration of the waiting period.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Article 23

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.