Does the substitute teacher have five insurances and one gold?

Legal analysis: Yes. Pay social security, individuals only bear 8% of wages, and the rest should be borne by the unit. This is the obligation of the unit and the legitimate rights and interests of the employees. If you want to make the individual bear the full amount, it means that you are not fulfilling your obligations and infringing on your legitimate rights and interests. You can apply to the Labor Arbitration Committee for arbitration, or you can report to the Labor Inspection Brigade and ask the law enforcement department to help safeguard rights.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employer shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.