What is the difference between social security contribution 15 and 20 years?

Legal analysis: According to the relevant national regulations, you can only enjoy retirement benefits after paying 15 years. Therefore, if it is not enough to reach the retirement age of 15 years, you must pay 15 years, so that you can go through retirement procedures at the retirement age. It is more cost-effective to pay social security fees at this time. China's social security payment follows the principle of overpayment and overpayment. In other words, the longer the payment time and the higher the payment amount, the higher the final pension will be. Paying social security for 20 years will definitely be higher than paying 15. Cross 15 is the minimum standard. Basically, the pension you get after retirement is almost low, and paying for 20 years will be higher than paying 15. Depending on the level of payment, it may be higher to pay for 20 years than to pay 15.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.