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Where is the medical insurance reimbursement for giving birth?
The cost of giving birth to a child can be reimbursed through the social security agency. Maternity medical expenses paid by maternity insurance fund include examination fees, delivery fees, operation fees, hospitalization fees, medicine fees and perinatal diagnosis and examination fees. The insured person carries the marriage certificate, social security card and family planning certificate issued by the street to the designated maternity insurance hospital for direct credit card settlement, or carries the above certificate and medical related materials to the social security agency for reimbursement. There is no employee medical insurance, but those who have paid the residents' medical insurance or the new rural cooperative medical system can still be reimbursed according to the prescribed proportion; If it is not insured, it is generally impossible to reimburse the relevant expenses.
Social security reimbursement process:
1. Prepare relevant materials: including ID card, social security card, expense list and invoice issued by the hospital, birth certificate, etc.
2. Go to the social security agency: take all the prepared materials and go to the local social security agency;
3. Fill in the reimbursement application: fill in the maternity insurance reimbursement application form according to the guidance of the staff;
4. Submit materials for review: submit all materials to the staff of social security agencies for review;
5. Waiting for reimbursement results: After approval, the reimbursement expenses will be directly credited to the bank account designated by the individual.
To sum up, the cost of giving birth to a child can be reimbursed through the social security agency, including all the expenses needed for giving birth to a child. Insured persons can bring relevant certificates to designated hospitals for settlement or to social security agencies for reimbursement, even if there is no employee medical insurance, they can be reimbursed according to the prescribed proportion. The uninsured are generally unable to reimburse the related expenses.
Legal basis:
Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law
Article 8
The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations.
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