How much does it cost to pay endowment insurance in rural areas?

1. How much does rural endowment insurance cost? At present, there are many grades of rural endowment insurance, ranging from 100-3000. First of all, if you just want to get a basic pension, and you pay 100 yuan a year, then you are eligible for a pension. But if there is a higher pursuit, it is natural that you can't pay so little old-age insurance. After all, paying more is getting more. Second, the payment method of rural pension is 1. Irregular payment: due to the unstable income in most areas, it is overpaid in good years, overpaid in poor years and deferred in disaster years; 2. One-time payment: most of the rural areas are old farmers, and they can pay the insurance premium in full at one time according to their own old-age security level until they are 60 years old; 3. Regular payment: used in areas and people with relatively stable income or relatively rich income. For example, township enterprises can pay premiums monthly and quarterly, and farmers in rich areas can pay premiums every six months or every year. The amount of premium can be paid according to the proportion of income or a certain amount. 3. Can rural endowment insurance be refunded? The new rural social endowment insurance in rural areas can not be refunded, but it can be converted into the payment period of basic endowment insurance for employees. According to the current policy, for the insured who apply for the new rural social endowment insurance in rural areas first and then participate in the basic endowment insurance for employees due to employment, when transferring the pension insurance relationship, the amount stored in the personal account of the resident endowment insurance can be converted into the payment period of the basic endowment insurance for employees according to the provisions of the basic endowment insurance for employees and continue to pay. When reaching retirement age, those who meet the requirements of receiving the basic old-age insurance benefits for employees on a monthly basis shall enjoy the old-age benefits according to the provisions of the basic old-age insurance for employees; Those who do not meet the conditions for receiving the basic old-age insurance benefits for employees on a monthly basis can convert their personal accounts of basic old-age insurance for employees into personal accounts of residents' old-age insurance, convert the payment period according to the local average payment standard of the current year, and enjoy the old-age insurance benefits for residents in accordance with regulations.

Legal objectivity:

The proportion of payment is divided into enterprises and individual employees: (1) All enterprises pay 20% of the total wages of employees, and employees pay 7% of the individual contribution base (7% in 2003, increased by one percentage point in two years, and finally reached 8%). The part paid by individual employees shall be withheld and remitted by the enterprise. (2) Self-employed workers, including self-employed industrial and commercial households and freelancers, shall pay 18%, which shall be borne by themselves. For example, in April 2003, Hebei Province announced that the social wage in 2002 was 747 yuan per month, so the payment base can be selected between 747-224 1 yuan. The minimum annual payment is 747×18 %×12 =1613.5 yuan, and the maximum is 2241×18 %×12. Where is the endowment insurance process? Individuals should go to the local social security center (where their household registration is located) or participate in commercial insurance, such as life insurance and Ping An insurance. If it is on-the-job, it will be simpler and handled directly by the human resources department of the unit. When will it be handled? When you go to handle it, you must not go during the working hours, holidays and weekends of the handling department. Generally, the processing time is from Monday to Friday at 08: 30am-165438+0: 30pm and13: 00pm-17: 00pm. What information is needed for processing? If it is the first time to apply, you need the following information: the original household registration book, the original and photocopy of the resident ID card, and two recent one-inch bareheaded photos. If you continue to pay the fee, the information you bring is the household registration book, the original ID card, the employee pension insurance manual, the medical insurance certificate and other related information. What are the precautions? There is an age limit for handling social security, 50 for women and 55 for men. You can buy it before this age. After this age, the social security bureau will let you make up 15 years of social security at one time. As for commercial insurance, we should read the insurance book carefully, not just listen to the insurer's side of the story, but according to the insurance contract to avoid regret after buying it. How to treat it? There are three types: 1, and online inquiry: landing on the local human resources and social security network. 2. Telephone enquiry: call122333; 3. On-site inquiry: Bring relevant certificates to the social security center for inquiry. The above is the fee that individuals have to pay for endowment insurance, which is determined according to their own situation.