How to get a loan with social security and provident fund

Legal subjective:

The person concerned has a housing fund, can be in the purchase, construction, renovation, overhaul of owner-occupied housing, according to the law to the housing fund management center to apply for housing fund loans, and to provide the appropriate security. If the Housing Provident Fund Management Center, after reviewing the application, considers that it meets the conditions for loan application, it may make a decision to permit the loan and the entrusted bank shall handle the formalities for the loan for the person concerned.

Legal Objective:

Article 86 of the Social Insurance Law of the People's Republic of China*** and the People's Republic of China, if the employer fails to pay the social insurance premiums in full and on time, the social insurance premium collection agency shall order the employer to pay the premiums within a certain period of time or make up for the full amount of the premiums, and shall charge a late fee of five ten-thousandths of one percent of the total amount of the premiums every day from the date of the unpaid premiums; and if the employer fails to pay the premiums even after the expiration of the period of time, the employer shall be punished by the administrative department concerned with a The fine shall be at least three times the amount of the unpaid amount.