Reimbursement process of maternity insurance in Wuhan in 2022

Reimbursement process of local maternity insurance: the applicant brings relevant materials to the designated maternity insurance hospital for hospitalization registration, and the hospital can directly reimburse the reimbursable expenses incurred during childbirth.

The reimbursement process of maternity insurance in different places: the manager of the employer can bring relevant materials to the maternity insurance management center for reimbursement.

Conditions for Reimbursement of Maternity Insurance in Wuhan

1, the employer continues to pay for employees;

2, the employer for employees to pay for more than one year;

3. The employer continues to pay fees during the maternity period;

4, in line with national family planning standards and relevant regulations.

Reimbursement time and standard reimbursement period of maternity insurance: Maternity insurance must be purchased continuously for 12 months and reimbursed within 18 months after the baby is born. At the same time, be sure to insure when reimbursing. Maternity insurance is a typical local policy, which varies from 10 months to 6 months or even lower. Therefore, the local social security center should prevail.

legal ground

Article 53 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums.

Article 54 of the Social Insurance Law of People's Republic of China (PRC), if the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

Article 55 of People's Republic of China (PRC) Social Insurance Law includes the following contents:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Article 56 of the Social Insurance Law of People's Republic of China (PRC) shall enjoy maternity allowance in accordance with the provisions of the state in any of the following circumstances:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.