I have never bought social security. Can I pay in one lump sum?

If you haven't bought social security, you can pay it in one lump sum.

1, if the payment is over five years, it can be paid in one lump sum to 15 years;

If the payment is less than five years, the payment period can only be extended to 15 years;

2, can be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the old-age insurance benefits stipulated by the State Council;

3. Social security can be paid for up to two years, and you can continue to enjoy social security benefits after payment;

4. Under certain circumstances, such as the elderly over 60 years old, the rural educated youth, and the retirees of 20 1 1 year, they can be paid in one lump sum;

5. One-time payment of social security must meet the requirements, including holding local household registration and years of working with the employer before 2065438+011July.

Payment rules of social security:

1. Payer: Generally, employers and individuals share the social security expenses, and individual industrial and commercial households and flexible employees can pay by themselves;

2. Payment ratio: Different regions set different payment ratios according to the local economic development level and social security policies;

3. payment base: the social security payment base is usually linked to the average salary of the individual in the previous year;

4. Frequency of payment: Social security fees are generally paid monthly, and some areas support quarterly or annual payment;

5. Payment policy: different regions have different regulations on social security payment, and generally need to meet certain conditions before payment can be made;

6. Payment channels: social security fees can be paid through banks, social security self-service terminals and online social security platforms.

To sum up, those who have not purchased social security can make a one-time payment, and the payment period can be extended to 15 years for five years or to 15 years for less than five years. After payment, you can transfer to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the old-age insurance benefits stipulated by the State Council, and you can still enjoy social security benefits after payment for up to two years. Under certain circumstances, such as the elderly over 60 years old, educated youth in rural areas, and retirees of 20 1 1 year, they can also be paid in one lump sum. However, the one-time payment of social security must meet the requirements, including holding local household registration and working years before 20 11July1.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.