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How to stop issuing pensions for urban and rural residents
1, retired
If the insured reaches the legal retirement age, that is, 60 years old for men and 55 years old for women, they can apply for retirement and stop paying urban and rural endowment insurance premiums. Before retirement, you need to go through retirement procedures in advance and submit relevant application materials to your unit or social security management agency.
2. Unemployment
If the insured person is unable to continue to pay the urban and rural old-age insurance premiums due to unemployment, he may apply to the local social security management agency for stopping payment. Such as unemployment certificate, certificate of termination of labor contract, etc.
Step 3 settle abroad
If the insured person goes abroad to settle down, he may apply to the local social security management institution to stop paying urban and rural endowment insurance premiums. For example, proof of going abroad to settle down, resident ID card, etc.
4. Death
If the insured person is unable to continue to pay the urban and rural old-age insurance premiums due to death, his family members may apply to the local social security management agency for stopping payment. Such as death certificate, household registration book and so on.
For the specific requirements of stopping paying urban and rural endowment insurance premiums, please consult the social security management agency.
After stopping paying the urban and rural endowment insurance premium, the insured will lose all kinds of rights and interests brought by the urban and rural endowment insurance system, which needs careful consideration.
If the insured person needs to stop paying urban and rural endowment insurance premiums for other reasons, he may consult the local social security management institution for specific operation procedures.
The time limit and conditions for suspending the payment of endowment insurance premiums for urban and rural residents shall be determined according to the specific circumstances. Generally speaking, the suspension period can be applied according to personal needs, but generally it does not exceed one year. The conditions for suspending payment include:
1, which meets the conditions of endowment insurance for urban and rural residents;
2, has paid a certain number of years (generally more than 5 years);
3, did not enjoy the pension insurance benefits or have reached the age of pension. After meeting the above conditions, the applicant may apply to his unit or social security institution and provide relevant certification materials. The specific application process and material requirements may vary from region to region. It is recommended to consult the local social security department or relevant institutions to obtain accurate information.
To sum up, urban and rural endowment insurance is a social insurance system established to protect the lives of the elderly, which is of great significance to the insured. However, some people may need to stop paying endowment insurance premiums for various reasons.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 22
The state establishes and improves the social endowment insurance system for urban residents. The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.
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