How to pay social security individually? Social security individual payment is good or unit payment is good

In our country, social insurance has always been an important part of the social security system, and is at the core of the position. In the daily payment of social security, there are different payment methods we need to choose, including personal payment and company payment. So how to pay social security individually? The first thing you need to do is to make sure that you have the right amount of money to pay for it.

First, the individual to pay social security how to pay

1, by the unit on behalf of the payment.

Description of the unit and the individual in proportion **** the same contribution, the individual part will be in accordance with the individual's last year's monthly flat salary of 8% to pay pension insurance, 2% to pay medical insurance, 0.5-1% to pay unemployment insurance;

2, the individual to pay the social security of the flexible employment personnel.

General pension insurance in the proportion of 18 - 28% contribution, medical insurance generally according to the local average social wage level of the previous year 6 - 10% contribution.

Contribution standard: based on the local average social wage of the previous year, the contribution rate for pension is 20%, medical care is about 9%, and 80% and 100% are still available.

Second, the individual to pay social security is good or unit to pay social security is good

Individuals to pay social security, the main body of the contribution is their own, their own bear all the contributions, usually flexible employment personnel pension insurance contribution ratio is 20%. The unit to pay social security, the employee and the unit is **** the same contribution, to participate in the employee pension insurance, the employee personal contribution of 8%, the unit contribution of 16%. That is to say, the proportion of individual contributions to social security is higher than the proportion of individual contributions to social security paid by the unit.

Resident social security or social security for flexibly employed people can only participate in pension insurance and medical insurance, and employee social security includes pension insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance.

The contribution base and insurance are not the same, so the unit to pay social security is more cost-effective.

Third, the individual to pay social security what rules

1, urban individual business and flexible employment personnel to participate in the basic pension insurance contribution base for the local average wage of the previous year on-the-job workers, the contribution ratio of 20%, of which 8% credited to the personal account, the retirement of enterprise employees according to the calculation of the basic pension;

2, medical insurance, freelancers, the individual households to participate in the insurance, you can choose to choose the only option, but also to choose to pay the basic pension. Individuals to participate in the insurance, you can choose to build only a comprehensive fund, not build a personal account, according to the local average monthly salary of the previous year 4.2% of the basic medical insurance premiums; you can also choose to pay 8% of the average monthly salary of the previous year, the establishment of a personal account! Employees to participate in medical insurance is the unit to bear 6%, the individual to bear 2%;

3, in the end of the pension insurance procedures, with has been handled by the pension insurance procedures, as well as relevant documents, to the local health insurance center for payment of medical insurance;

4, the minimum payment of pension insurance for 15 years, medical insurance need to pay a minimum of 25 years. And when you reach retirement age you can apply for pension benefits and medical reimbursement benefits.