What if I lose my job?

Legal analysis: 1. There is no need to pay any social security fees during the period of receiving unemployment benefits, and there is no need to pay late fees for follow-up insurance, which has little impact on future security. If you are a local person after receiving it, you can go to the social security bureau to transfer to the individual payment mode, or transfer to a new unit to pay after finding a new work unit; Individuals who are unable to pay or have no units to continue to pay can continue to be sealed up until they are able to pay.

2. If you find a new work unit and start to pay social security fees during the period of receiving unemployment benefits, the personnel department of the unit will handle the social security unsealing procedures for you, and you don't have to do it yourself. You will stop receiving unemployment benefits the next month. There is no need to pay social security fees during unemployment.

3. Here's the thing. When social security stops paying or registering for unemployment, the calculation of social security endowment insurance and medical insurance will stop in the next month, medical insurance will stop reimbursing medical expenses above hospitalization (medical insurance card can still be used, which will not be affected), unemployment insurance will take effect, maternity insurance will still be effective (but there are special provisions), and industrial injury insurance will be suspended in the next month. When you renew your insurance, the above guarantees and plans will gradually take effect (because medical insurance has an observation period, and it will not take effect immediately after paying the money).

Legal basis: Article 48 of People's Republic of China (PRC) Social Insurance Law. During the period of receiving unemployment insurance benefits, the unemployed participate in the basic medical insurance for employees and enjoy the basic medical insurance benefits. The basic medical insurance premiums payable by the unemployed are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums.