Use of the balance of Shenzhen medical insurance card

In the future, "social security card" will become your greatest wealth and guarantee!

The full name of "social security card" is "social security card", which is an integrated circuit card (IC card) uniformly planned by the Ministry of Labor and Social Security and distributed to the society by local labor and social security departments. Social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. It involves all aspects of individual social security, including social insurance and employment services, and local governments in some areas will put more content into it according to local actual needs.

The benefits of social security are:

1. As the name implies, social insurance is a social security system implemented by national laws and government decrees. Its purpose is to ensure that workers can get material help from the state and society when they temporarily or permanently lose their ability to work due to birth, old age, illness, death, injury, disability and unemployment. Obviously, social insurance is an administrative social insurance system enforced by legislation according to the constitution, with finance as the backing, insurance premium surplus as insurance reserve, and losses made up by state financial allocation. In the absence of suspension, the insured has the right to be guaranteed forever.

Second, in terms of economic benefits, if you participate in social insurance, it means that you have benefited. First, employees only need to pay 8% of their salary every month, and the unit pays 5% of their salary (it will increase by 1 percentage point in each payment year and remain unchanged after reaching 1 1%), and the state will establish social insurance personal accounts for employees according to 1 1% of their salary (the accounts are owned by individuals) Fourth, with the improvement of social living standards, pensions "only increase, not decrease", so that the life after retirement has a reliable guarantee. The more you pay, the more you enjoy.

Third, from the perspective of social environment, on the one hand, the whole country has formed a general climate to strengthen the social insurance system. From the State Council to the provincial government, "four cases and one regulation" has been issued one after another, which expressly stipulates that qualified personnel must participate, not voluntarily, so it is imperative to participate in social insurance. In the past, some people thought that there was no guarantee for participating in social insurance, and they didn't know whether they could get the money until the day they got it. Now, this kind of worry can be completely eliminated, because the state has comprehensively improved the social insurance mechanism, backed by strong financial strength, to ensure that the insured can enjoy it as scheduled. On the other hand, social insurance is a compulsory social system, an important part of the market economy system and the guarantee of the market economy system. Therefore, all countries in the world, especially developed countries, have generally established a sound social insurance system, and some countries have also included social insurance in the scope of tax collection and strengthened the social insurance system, which is an important measure to meet international standards. On the other hand, the law punishes those who refuse to participate in insurance or pay social insurance premiums.

Generally, after taking part in the work, the employer will submit a copy of the employee's ID card, household registration book or temporary residence permit to the Social Security Bureau for social security card. But some employees still don't know what the social security card is for after they get it. So, what's the use of social security cards?

Social security cards mainly have the following eight functions:

(1) The social medical security card is used to record the relevant information of residents' social security. Identify the cardholder's personal employment status, record the cardholder's social insurance account information, payment, professional skills, employment experience, work-related injuries, occupational diseases, degree of disability, etc.

(2) The social medical insurance card is used to record the basic information such as the name, ID number, date of birth, gender, nationality and household registration of the insured, and the cardholder's name, gender and citizenship number are recorded on the card surface for future reference.

(three) social medical insurance card can be used to query the payment of pension insurance, unemployment insurance, medical insurance, work injury insurance and maternity insurance. Query the accumulated amount of endowment insurance and medical insurance.

(four) the cardholder can take the card to the designated hospital for medical treatment, to the designated pharmacy for medical insurance, and to settle the personal account for medical insurance. It is worth noting that the social medical insurance card of the insured residents can be swiped on the POS machine with the password, but it is not allowed to withdraw cash or transfer money.

(5) If the insured is unemployed, he can go through the formalities of job registration and unemployment registration with the relevant departments, apply for unemployment insurance money and apply for employment training;

(6) The insured can handle social security affairs such as medical treatment, unemployment, pension, work injury and maternity, and receive social security affairs such as pension.

(seven) the insured individual can also apply for labor ability appraisal with the card and enjoy the treatment of work-related injury insurance.

(eight) the cardholder can also query the relevant information online with the social medical insurance card.

It can be seen that social security cards are very useful and involve all aspects of our lives. Therefore, after getting the social security card, it must be properly managed. If it is accidentally lost or damaged, it should be reissued in time.

Shenzhen Chimibao

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.