Which reimbursement ratio is larger, social security card or rural cooperative?

Compared with the rural cooperative, the social security card has a higher proportion of medical insurance reimbursement for urban residents.

The reimbursement rate of medical insurance for urban residents is 85%, and the reporting rate of the new rural cooperative medical system varies from 10-80% according to different hospital levels, which is less than that of urban residents. The differences are as follows:

1, the new rural cooperative medical system is bought by rural hukou, and residents' medical insurance is bought by non-agricultural hukou;

2. The new rural cooperative medical system mainly allows farmers to reimburse more in township hospitals, with low deductible and relatively few hospitals in cities; The deductible line of residents' medical insurance is slightly higher than that of the new rural cooperative medical system, and the reimbursement rate of large hospitals is slightly higher, so they pay more;

3. The reimbursement list of the new rural cooperative medical system is less than that of urban medical insurance. The reimbursement rate of the new rural cooperative medical system in township hospitals is high, and the average reimbursement rate of municipal hospitals is lower than that of urban medical insurance 120%, and the maximum cap is also less than that of urban medical insurance.

Social security includes old-age insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance, also known as five insurances, which are the security benefits and benefits purchased by enterprises for employees and are also mandatory by the state.

The new rural cooperative medical system, referred to as the new rural cooperative medical system, has been merged with the medical insurance for urban residents and is collectively called the medical insurance for urban and rural residents. Simply put, there are five kinds of social insurance, and the new rural cooperative medical system is just medical insurance.

People's Republic of China (PRC) Social Insurance Law Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.